luckadjusted
NFL Week 3 · 2026

NFL · Week 9 2026 · Sunday, November 8

Broncos vs Panthers prediction and pick

Our Denver Broncos at Carolina Panthers pick: Broncos by 0.7, 52% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 6 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.3, so about 82% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Broncos at Panthers

Sun, Nov 8, 1:00 pm ET · Bank of America Stadium

Broncos by 0.7 · 52% to win

Show as a table
OutcomeChance
Broncos win52.2%
Panthers win47.8%
Middle 50%: Broncos by 10 to Panthers by 850%
Middle 90%: Broncos by 23 to Panthers by 2190%
Middle 95%: Broncos by 27 to Panthers by 2595%
Exactly Broncos by 38.2%
Exactly Panthers by 38.0%
Exactly Broncos by 75.0%
Exactly Panthers by 74.7%
Exactly Broncos by 103.5%
P50
Half of games like this end between Broncos by 10 and Panthers by 8.
P90
9 in 10 between Broncos by 23 and Panthers by 21.
P95
19 in 20 between Broncos by 27 and Panthers by 25.
Where the forecast comes from
Last seasonBroncos+2.5
Home fieldPanthers+2.3
QuarterbacksBroncos+0.8
This season, adjusted for luckPanthers+0.3

The season so far

TeamRecordCoin-flip winsLuck in wins
Broncos 2–1 1.3 +1.2
Panthers 1–2 1.4 −1.0

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Broncos vs Panthers: questions and answers

Who will win Broncos vs Panthers?

Our forecast picks the Broncos, with 52% to win; the Panthers win 48% of the time.

What’s the spread for Broncos vs Panthers?

Our spread: Broncos −0.7. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Broncos vs Panthers?

Sunday, November 8, 2026, at 1:00 pm ET, at Bank of America Stadium.