luckadjusted
CFB Week 4 · 2026

Week 2 2026 · September 12, 2026

Northern Colorado at Wyoming, Week 2 2026: who deserved to win?

Wyoming beat Northern Colorado 21–13, but the replays call it close to a coin flip: with the way both teams played, Wyoming wins 4 of 10. Luck ran its way: 3rd & 4th downs alone were worth 10 points of win probability to Wyoming.

Wyoming won on an off day: it played far below what the matchup promised. In a fresh game against Northern Colorado it would win 91% of the time; with this day’s form, 42%. The numbers

Before kickoff Wyoming was a 94% favorite. The biggest swing (Q4, 10:50 left): Wyoming converted 3rd & 12, worth 14 points of win probability to Wyoming.

Final

Northern Colorado Bears 13
Wyoming Cowboys 21

September 12, 2026 · War Memorial Stadium · Closing line: Wyoming −23.5

Luck index +58 Wyoming lucky · −58 Northern Colorado

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Northern Colorado wins 6, Wyoming wins 4.

  1. 1 UNCO 34 WYO 7
  2. 2 UNCO 26 WYO 7
  3. 3 UNCO 23 WYO 10
  4. 4 UNCO 16 WYO 7
  5. 5 UNCO 13 WYO 7
  6. 6 UNCO 16 WYO 14
  7. 7 UNCO 7 WYO 10
  8. 8 UNCO 10 WYO 17
  9. 9 UNCO 13 WYO 27
  10. 10 UNCO 14 WYO 36

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

Wyoming won on an off day

It played far below what the matchup promised. In a fresh game against Northern Colorado it would win 91% of the time; with this day’s form, 42%.

49 points apart for Wyoming: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
Northern Colorado offenseEPA per play gained +0.05 +0.01 better by 0.04
Northern Colorado defenseEPA per play allowed +0.20 +0.03 worse by 0.17
Wyoming offenseEPA per play gained +0.20 −0.01 better by 0.21
Wyoming defenseEPA per play allowed +0.05 +0.05 better by 0.00

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

Northern Colorado wins 58% of them, Wyoming 42%, counting the 2% still level after regulation as half each. The line is what actually happened: Wyoming by 8.

Show as a table
Final margin in the replaysShare of replays
Northern Colorado by 17+18.1%
Northern Colorado by 9–1618.6%
Northern Colorado by 1–820.8%
Level after regulation1.8%
Wyoming by 1–820.1%
Wyoming by 9–1610.6%
Wyoming by 17+10.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.5 points to Northern Colorado: the final margin was Wyoming by 8, without the luck Wyoming by 8.5. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • L. Richardson, 45 yds made · 63% expected
  • L. Richardson, 35 yds made · 81% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Northern Colorado 8 for 61 yards, Wyoming 7 for 60 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:16 Holding on Wyoming, 10 yards, wiping out the play +1% UNCO +2.2 pts
Q1 10:16 False Start on Wyoming, 5 yards · pre-snap 0% UNCO +0.4 pts
Q1 2:59 Unsportsmanlike Conduct on Wyoming, 15 yards +1% UNCO +0.9 pts
Q2 15:00 False Start on Wyoming, 5 yards · pre-snap +1% UNCO +1.1 pts
Q3 7:59 False Start on Wyoming, 5 yards · pre-snap +1% UNCO +0.5 pts
Q3 3:32 Holding on Northern Colorado, 9 yards +2% WYO +0.6 pts
Q3 3:32 Personal Foul on Northern Colorado, 8 yards 0% WYO 0.0 pts
Q3 3:32 Personal Foul on Northern Colorado, 4 yards +3% WYO +0.7 pts
Q3 3:32 Unsportsmanlike Conduct on Northern Colorado, 15 yards +3% WYO +0.8 pts
Q4 15:00 Delay of Game on Northern Colorado, 5 yards · pre-snap +1% UNCO +0.7 pts
Q4 12:25 False Start on Northern Colorado, 5 yards · pre-snap +4% WYO +0.9 pts
Q4 12:25 Delay of Game on Northern Colorado, 5 yards · pre-snap 0% WYO +0.9 pts
Q4 10:50 False Start on Wyoming, 5 yards · pre-snap +4% UNCO +0.8 pts
Q4 3:44 Pass Interference on Wyoming, 15 yards +6% UNCO +0.8 pts
Q4 3:44 Holding on Northern Colorado, 10 yards, wiping out the play +10% WYO +1.6 pts

When it happened

Wyoming’s chance of winning

As low as 34% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Wyoming was ahead in it, below while Northern Colorado was.
#WhenWhat happenedWin probability forNext drive
1 Q2 13:40 Northern Colorado converted 3rd & 53rd & 4th downs · 40% expectedWyoming fumbled and Northern Colorado recoveredFumble bounces · loose balls are close to 50/50 +4% UNCO UNCO: Turnover
2 Q3 15:00 Northern Colorado converted 3rd & 83rd & 4th downs · 30% expectedNorthern Colorado was stopped on 3rd & 73rd & 4th downs · 33% expected +9% UNCO UNCO: Field goal
3 Q3 7:59 Wyoming was stopped on 3rd & 143rd & 4th downs · 21% expectedWyoming fumbled and recovered itFumble bounces · loose balls are close to 50/50L. Richardson made a 35-yard field goalKicks · 81% expected for himFalse Start on Wyoming, 5 yardsPre-snap flags +2% WYO WYO: Punt
4 Q3 3:32 Holding on Northern Colorado, 9 yardsJudgment callsPersonal Foul on Northern Colorado, 8 yardsJudgment callsPersonal Foul on Northern Colorado, 4 yardsJudgment callsUnsportsmanlike Conduct on Northern Colorado, 15 yardsJudgment calls +7% WYO WYO: Turnover
5 Q4 15:00 Northern Colorado was stopped on 3rd & 63rd & 4th downs · 36% expectedDelay of Game on Northern Colorado, 5 yardsPre-snap flags +4% WYO UNCO: Punt
6 Q4 10:50 Wyoming converted 3rd & 23rd & 4th downs · 62% expectedWyoming converted 3rd & 123rd & 4th downs · 23% expectedFalse Start on Wyoming, 5 yardsPre-snap flags +14% WYO WYO: Touchdown
7 Q4 3:44 Pass Interference on Wyoming, 15 yardsJudgment callsHolding on Northern Colorado, 10 yards, wiping out the playJudgment calls +4% WYO UNCO: Turnover
8 Q4 1:44 Wyoming converted 3rd & 63rd & 4th downs · 38% expectedNorthern Colorado was stopped on 3rd & 123rd & 4th downs · 22% expected +5% WYO WYO: End of game

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Northern Colorado 8% · Wyoming 92%

Final margin
Wyoming by 8
Luck in points
0.5 for Northern Colorado
Luck-adjusted margin
Wyoming by 8.5
Replay with same day's form
Northern Colorado 58% · Wyoming 42% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 2 2026 games · Northern Colorado · Wyoming

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