luckadjusted
CFB Week 4 · 2026

Week 4 2026 · September 26, 2026

Houston Christian at North Texas, Week 4 2026: who deserved to win?

North Texas beat Houston Christian 63–14, and the replays back it up: with the way both teams actually played, North Texas wins 10 of 10.

Before kickoff North Texas was a 99% favorite.

Final

Houston Christian Huskies 14
North Texas Mean Green 63

September 26, 2026 · DATCU Stadium · Closing line: North Texas −38.5

Luck index 0 North Texas about even · 0 Houston Christian

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Houston Christian wins 0, North Texas wins 10.

  1. 1 HCU 14 UNT 28
  2. 2 HCU 21 UNT 45
  3. 3 HCU 15 UNT 45
  4. 4 HCU 21 UNT 56
  5. 5 HCU 7 UNT 45
  6. 6 HCU 21 UNT 63
  7. 7 HCU 13 UNT 59
  8. 8 HCU 28 UNT 77
  9. 9 HCU 7 UNT 62
  10. 10 HCU 7 UNT 70

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Houston Christian wins 0% of them, North Texas 100%. The line is what actually happened: North Texas by 49.

Show as a table
Final margin in the replaysShare of replays
Houston Christian by 17+0.0%
Houston Christian by 9–160.0%
Houston Christian by 1–80.1%
Level after regulation0.1%
North Texas by 1–80.9%
North Texas by 9–162.4%
North Texas by 17+96.5%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

No play in this game swung win probability by luck.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +1.1 points to North Texas: the final margin was North Texas by 49, without the luck North Texas by 47.9. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • D. De Freitas, 39 yds missed · 75% expected
  • D. De Freitas, 53 yds missed · 49% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Houston Christian 5 for 45 yards, North Texas 8 for 55 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:29 Face Mask on Houston Christian, 15 yards 0% UNT +2.5 pts
Q1 3:24 Holding on North Texas, 6 yards 0% HCU +0.4 pts
Q1 3:21 Pass Interference on Houston Christian, 15 yards 0% UNT +0.9 pts
Q2 14:30 False Start on Houston Christian, 5 yards · pre-snap 0% UNT +0.7 pts
Q2 14:07 Face Mask on North Texas, 15 yards 0% HCU +1.6 pts
Q2 12:24 Offside on North Texas, 5 yards · pre-snap 0% HCU +2.6 pts
Q2 7:30 False Start on Houston Christian, 5 yards · pre-snap 0% HCU +0.2 pts
Q2 3:35 Delay of Game on Houston Christian, 5 yards · pre-snap 0% UNT +0.8 pts
Q2 2:53 Offside on North Texas, 5 yards · pre-snap 0% HCU +1.0 pts
Q3 10:09 Holding on North Texas, 9 yards 0% HCU +0.7 pts
Q3 4:38 False Start on North Texas, 5 yards · pre-snap 0% HCU +1.3 pts
Q3 2:39 False Start on North Texas, 5 yards · pre-snap 0% HCU +0.1 pts
Q4 13:12 False Start on North Texas, 5 yards · pre-snap 0% HCU +0.5 pts

When it happened

North Texas’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while North Texas was ahead in it, below while Houston Christian was.
#WhenWhat happenedWin probability forNext drive
1 Q1 12:53 North Texas converted 3rd & 83rd & 4th downs · 40% expected +0% UNT UNT: Touchdown
2 Q1 11:34 Houston Christian converted 3rd & 113rd & 4th downs · 26% expected +0% HCU HCU: Punt
3 Q1 10:29 Face Mask on Houston Christian, 15 yardsJudgment calls +0% UNT UNT: Touchdown
4 Q2 14:07 Face Mask on North Texas, 15 yardsJudgment calls +0% HCU HCU: Touchdown
5 Q2 12:39 Houston Christian was stopped on 3rd & 13rd & 4th downs · 77% expected +0% UNT HCU: Touchdown
6 Q2 12:24 Offside on North Texas, 5 yardsPre-snap flags +0% HCU HCU: Touchdown
7 Q2 7:02 North Texas fumbled and Houston Christian recoveredFumble bounces · loose balls are close to 50/50 +0% HCU UNT: Touchdown
8 Q2 2:49 Houston Christian was stopped on 4th & 23rd & 4th downs · 55% expected +0% UNT HCU: Turnover on downs

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Houston Christian 0% · North Texas 100%

Final margin
North Texas by 49
Luck in points
1.1 for North Texas
Luck-adjusted margin
North Texas by 47.9
Replay with same day's form
Houston Christian 0% · North Texas 100% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2026 games · Houston Christian · North Texas

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