luckadjusted
CFB Week 4 · 2026

Week 4 2026 · September 26, 2026

Wisconsin at Penn State, Week 4 2026: who deserved to win?

Wisconsin beat Penn State 24–20, and the replays lean its way: with the same day's form, it wins 8 of 10. Penn State had the bounces: pre-snap flags alone were worth 11 points of win probability to Penn State.

An off day for Penn State: its offense played far below its usual level. In a fresh game against Wisconsin it would win 70% of the time; with this day’s form, 21%. The numbers

Before kickoff Penn State was a 73% favorite. The biggest swing (Q2, 12:50 left): Return touchdown by Penn State, worth 16 points of win probability to Penn State.

Final

Wisconsin Badgers 24
Penn State Nittany Lions 20

September 26, 2026 · Beaver Stadium · Closing line: Penn State −9.5

Luck index +21 Wisconsin about even · −21 Penn State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Wisconsin wins 8, Penn State wins 2.

  1. 1 WIS 34 PSU 0
  2. 2 WIS 34 PSU 7
  3. 3 WIS 28 PSU 7
  4. 4 WIS 28 PSU 10
  5. 5 WIS 20 PSU 6
  6. 6 WIS 30 PSU 20
  7. 7 WIS 13 PSU 6
  8. 8 WIS 19 PSU 17
  9. 9 WIS 0 PSU 3
  10. 10 WIS 7 PSU 19

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for Penn State

Its offense played far below its usual level. In a fresh game against Wisconsin it would win 70% of the time; with this day’s form, 21%.

49 points apart for Penn State: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
Wisconsin offenseEPA per play gained +0.01 +0.03 worse by 0.02
Wisconsin defenseEPA per play allowed −0.19 +0.03 better by 0.22
Penn State offenseEPA per play gained −0.19 +0.07 worse by 0.26
Penn State defenseEPA per play allowed +0.01 +0.06 better by 0.04

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

Wisconsin wins 79% of them, Penn State 21%, counting the 4% still level after regulation as half each. The line is what actually happened: Wisconsin by 4.

Show as a table
Final margin in the replaysShare of replays
Wisconsin by 17+35.5%
Wisconsin by 9–1621.1%
Wisconsin by 1–819.1%
Level after regulation4.1%
Penn State by 1–811.5%
Penn State by 9–166.0%
Penn State by 17+2.7%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +2.0 points to Penn State: the final margin was Wisconsin by 4, without the luck Wisconsin by 6. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • R. Barker, 22 yds made · 97% expected
  • G. Lahm, 34 yds made · 84% expected
  • R. Barker, 37 yds made · 82% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Wisconsin 9 for 52 yards, Penn State 3 for 15 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 12:00 Pass Interference on Wisconsin, 4 yards, wiping out the play +2% PSU +1.2 pts
Q1 9:42 Offside on Wisconsin, 2 yards, wiping out the play · pre-snap +3% PSU +2.3 pts
Q2 12:50 False Start on Wisconsin, 5 yards · pre-snap +1% PSU +0.8 pts
Q2 10:29 Offside on Penn State, 5 yards · pre-snap 0% WIS +0.3 pts
Q2 1:13 Illegal Formation on Penn State, 5 yards · pre-snap +1% WIS +0.8 pts
Q3 15:00 False Start on Wisconsin, 5 yards · pre-snap +2% PSU +1.5 pts
Q3 2:01 False Start on Penn State, 5 yards · pre-snap +1% WIS +0.6 pts
Q4 7:02 False Start on Wisconsin, 5 yards · pre-snap +2% PSU +0.7 pts
Q4 2:28 Holding on Wisconsin, 6 yards +3% PSU +0.4 pts
Q4 2:28 False Start on Wisconsin, 5 yards · pre-snap +3% PSU +0.4 pts
Q4 1:58 False Start on Wisconsin, 5 yards · pre-snap +3% PSU +0.4 pts
Q4 1:13 Tripping on Wisconsin, 15 yards +12% PSU +1.6 pts

When it happened

Penn State’s chance of winning

As low as 0% and as high as 98%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Penn State was ahead in it, below while Wisconsin was.
#WhenWhat happenedWin probability forNext drive
1 Q1 4:07 Penn State converted 3rd & 63rd & 4th downs · 32% expectedPenn State converted 3rd & 13rd & 4th downs · 72% expectedPenn State was stopped on 3rd & 93rd & 4th downs · 24% expected +3% PSU PSU: Punt
2 Q2 12:50 False Start on Wisconsin, 5 yardsPre-snap flagsReturn touchdown by Penn StateSpecial teams +16% PSU PSU: Touchdown
3 Q3 10:53 Penn State converted 3rd & 73rd & 4th downs · 29% expectedPenn State converted 3rd & 23rd & 4th downs · 58% expectedPenn State converted 3rd & 93rd & 4th downs · 24% expectedPenn State was stopped on 3rd & 123rd & 4th downs · 20% expectedG. Lahm made a 34-yard field goalKicks · 84% expected for him +7% PSU PSU: Field goal
4 Q4 15:00 Wisconsin was stopped on 3rd & 63rd & 4th downs · 34% expectedWisconsin converted 4th & 13rd & 4th downs · 72% expectedWisconsin was stopped on 3rd & 63rd & 4th downs · 34% expectedWisconsin fumbled and recovered itFumble bounces · loose balls are close to 50/50 +3% WIS WIS: End of game
5 Q4 3:31 Wisconsin converted 3rd & 103rd & 4th downs · 24% expected +9% WIS WIS: Touchdown
6 Q4 2:28 Holding on Wisconsin, 6 yardsJudgment callsFalse Start on Wisconsin, 5 yardsPre-snap flags +5% PSU PSU: Turnover on downs
7 Q4 1:13 Wisconsin converted 3rd & 133rd & 4th downs · 19% expectedTripping on Wisconsin, 15 yardsJudgment calls +15% WIS WIS: Turnover on downs
8 Q4 0:20 Penn State was stopped on 3rd & 143rd & 4th downs · 17% expected +5% WIS PSU: Turnover on downs

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Wisconsin 79% · Penn State 21%

Final margin
Wisconsin by 4
Luck in points
2.0 for Penn State
Luck-adjusted margin
Wisconsin by 6.0
Replay with same day's form
Wisconsin 79% · Penn State 21% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2026 games · Wisconsin · Penn State

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