luckadjusted
CFB Week 4 · 2026

Week 2 2025 · September 6, 2025

Northern Colorado at Colorado State, Week 2 2025: who deserved to win?

Colorado State beat Northern Colorado 21–17, and the replays back it up: with the way both teams actually played, Colorado State wins 10 of 10. Northern Colorado had the bounces: fumble bounces alone were worth 18 points of win probability to Northern Colorado.

Before kickoff Colorado State was a 99% favorite. The biggest swing (Q4, 5:27 left): Colorado State fumbled and Northern Colorado recovered, worth 17 points of win probability to Northern Colorado.

Final

Northern Colorado Bears 17
Colorado State Rams 21

September 6, 2025 · Canvas Stadium · Closing line: Colorado State −34.5

Luck index +5 Colorado State about even · −5 Northern Colorado

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Northern Colorado wins 0, Colorado State wins 10.

  1. 1 UNCO 20 CSU 24
  2. 2 UNCO 20 CSU 28
  3. 3 UNCO 13 CSU 24
  4. 4 UNCO 10 CSU 24
  5. 5 UNCO 13 CSU 30
  6. 6 UNCO 3 CSU 23
  7. 7 UNCO 17 CSU 41
  8. 8 UNCO 14 CSU 42
  9. 9 UNCO 6 CSU 38
  10. 10 UNCO 7 CSU 45

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Northern Colorado wins 4% of them, Colorado State 96%, counting the 1% still level after regulation as half each. The line is what actually happened: Colorado State by 4.

Show as a table
Final margin in the replaysShare of replays
Northern Colorado by 17+0.3%
Northern Colorado by 9–160.8%
Northern Colorado by 1–83.0%
Level after regulation0.8%
Colorado State by 1–89.5%
Colorado State by 9–1616.3%
Colorado State by 17+69.4%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.9 points to Northern Colorado: the final margin was Colorado State by 4, without the luck Colorado State by 7.9. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • I. Hankins, 46 yds missed · 61% expected
  • J. Willig, 23 yds made · 92% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Northern Colorado 5 for 44 yards, Colorado State 9 for 94 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 14:52 Pass Interference on Northern Colorado, 15 yards 0% CSU +1.3 pts
Q1 14:51 False Start on Colorado State, 5 yards · pre-snap 0% UNCO +0.7 pts
Q2 13:26 Unnecessary Roughness on Colorado State, 15 yards +1% UNCO +1.6 pts
Q2 9:07 Delay of Game on Northern Colorado, 5 yards · pre-snap 0% CSU +0.5 pts
Q2 1:46 False Start on Northern Colorado, 5 yards · pre-snap 0% CSU +0.2 pts
Q2 0:00 Offside on Colorado State, 20 yards · pre-snap +3% UNCO 0.0 pts
Q3 13:27 Pass Interference on Northern Colorado, 4 yards +2% CSU +1.7 pts
Q3 8:58 Face Mask on Colorado State, 3 yards +6% UNCO +2.2 pts
Q3 1:25 Pass Interference on Colorado State, 10 yards +3% UNCO +0.8 pts
Q4 12:13 Holding on Colorado State, 7 yards +3% UNCO +0.7 pts
Q4 10:42 Illegal Substitution on Colorado State, 4 yards · pre-snap +2% UNCO +0.2 pts
Q4 0:21 Roughing the Passer on Colorado State, 15 yards +4% UNCO +0.5 pts
Q4 0:08 Unsportsmanlike Conduct on Northern Colorado, 15 yards +2% CSU +0.4 pts
Q4 0:01 Pass Interference on Colorado State, 15 yards +3% CSU +0.5 pts

When it happened

Colorado State’s chance of winning

As low as 21% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Colorado State was ahead in it, below while Northern Colorado was.
#WhenWhat happenedWin probability forNext drive
1 Q3 10:32 Northern Colorado converted 4th & 83rd & 4th downs · 27% expected +8% UNCO UNCO: Touchdown
2 Q3 8:58 Face Mask on Colorado State, 3 yardsJudgment calls +6% UNCO UNCO: Touchdown
3 Q4 10:42 Colorado State was stopped on 3rd & 133rd & 4th downs · 24% expectedIllegal Substitution on Colorado State, 4 yardsPre-snap flags +4% UNCO CSU: Punt
4 Q4 5:27 Colorado State fumbled and Northern Colorado recoveredFumble bounces · loose balls are close to 50/50 +17% UNCO CSU: Touchdown
5 Q4 4:01 Northern Colorado was stopped on 3rd & 53rd & 4th downs · 38% expected +7% CSU UNCO: Punt
6 Q4 0:44 Colorado State converted 3rd & 103rd & 4th downs · 29% expected +6% UNCO –
7 Q4 0:21 Roughing the Passer on Colorado State, 15 yardsJudgment calls +4% UNCO UNCO: Turnover
8 Q4 0:08 Northern Colorado was stopped on 3rd & 73rd & 4th downs · 31% expectedUnsportsmanlike Conduct on Northern Colorado, 15 yardsJudgment calls +6% CSU UNCO: Turnover

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Northern Colorado 9% · Colorado State 91%

Final margin
Colorado State by 4
Luck in points
3.9 for Northern Colorado
Luck-adjusted margin
Colorado State by 7.9
Replay with same day's form
Northern Colorado 4% · Colorado State 96% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 2 2025 games · Northern Colorado · Colorado State

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