luckadjusted
CFB Week 4 · 2026

Week 3 2025 · September 13, 2025

New Hampshire at Ball State, Week 3 2025: who deserved to win?

Ball State beat New Hampshire 34–29, and the replays back it up: with the way both teams actually played, Ball State wins 10 of 10.

Before kickoff Ball State was a 58% favorite. The biggest swing (Q1, 13:53 left): Return touchdown by New Hampshire, worth 12 points of win probability to New Hampshire.

Final

New Hampshire Wildcats 29
Ball State Cardinals 34

September 13, 2025 · Scheumann Stadium · Closing line: Ball State −3

Luck index +4 Ball State about even · −4 New Hampshire

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. New Hampshire wins 0, Ball State wins 10.

  1. 1 UNH 21 BALL 24
  2. 2 UNH 17 BALL 24
  3. 3 UNH 23 BALL 34
  4. 4 UNH 10 BALL 24
  5. 5 UNH 10 BALL 28
  6. 6 UNH 14 BALL 35
  7. 7 UNH 13 BALL 38
  8. 8 UNH 7 BALL 35
  9. 9 UNH 9 BALL 41
  10. 10 UNH 6 BALL 49

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

New Hampshire wins 4% of them, Ball State 96%, counting the 1% still level after regulation as half each. The line is what actually happened: Ball State by 5.

Show as a table
Final margin in the replaysShare of replays
New Hampshire by 17+0.2%
New Hampshire by 9–160.9%
New Hampshire by 1–82.9%
Level after regulation0.9%
Ball State by 1–814.7%
Ball State by 9–1615.7%
Ball State by 17+64.8%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth 0.0 points to Ball State: the final margin was Ball State by 5, without the luck Ball State by 5. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • N. Reed, 25 yds missed · 93% expected
  • N. Reed, 52 yds missed · 51% expected
  • N. Reed, 52 yds made · 50% expected
  • N. Reed, 29 yds made · 88% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: New Hampshire 6 for 62 yards, Ball State 5 for 41 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 5:22 Offside on New Hampshire, 5 yards · pre-snap +5% UNH +2.3 pts
Q2 13:22 False Start on Ball State, 5 yards · pre-snap +2% UNH +0.7 pts
Q2 10:36 Face Mask on New Hampshire, 15 yards +4% BALL +1.5 pts
Q2 2:53 False Start on New Hampshire, 5 yards · pre-snap +1% BALL +0.5 pts
Q2 2:02 Targeting on Ball State, 7 yards 0% UNH +1.0 pts
Q2 1:13 Pass Interference on New Hampshire, 15 yards +1% BALL +0.5 pts
Q2 0:26 False Start on Ball State, 5 yards · pre-snap +2% UNH +0.7 pts
Q2 0:15 Personal Foul on Ball State, 14 yards +3% UNH +0.9 pts
Q3 13:06 Personal Foul on New Hampshire, 15 yards +3% BALL +1.6 pts
Q3 9:50 Holding on New Hampshire, 7 yards +1% BALL +0.4 pts
Q4 3:07 Holding on Ball State, 10 yards +3% UNH +1.5 pts

When it happened

Ball State’s chance of winning

As low as 39% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Ball State was ahead in it, below while New Hampshire was.
#WhenWhat happenedWin probability forNext drive
1 Q1 13:53 Return touchdown by New HampshireSpecial teams +12% UNH UNH: Touchdown
2 Q1 7:40 New Hampshire converted 3rd & 93rd & 4th downs · 29% expected +6% UNH UNH: Touchdown
3 Q1 5:22 Offside on New Hampshire, 5 yardsPre-snap flags +5% UNH BALL: Touchdown
4 Q2 12:35 Ball State converted 3rd & 83rd & 4th downs · 34% expected +5% BALL BALL: Turnover
5 Q2 9:31 Ball State fumbled and New Hampshire recoveredFumble bounces · loose balls are close to 50/50 +6% UNH BALL: Touchdown
6 Q2 7:54 N. Reed missed a 25-yard field goalKicks · 93% expected for him +9% BALL UNH: Touchdown
7 Q4 13:32 Ball State converted 3rd & 123rd & 4th downs · 26% expected +5% BALL BALL: Punt
8 Q4 6:19 New Hampshire converted 3rd & 43rd & 4th downs · 47% expected +6% UNH UNH: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

New Hampshire 23% · Ball State 77%

Final margin
Ball State by 5
Luck in points
none
Luck-adjusted margin
Ball State by 5.0
Replay with same day's form
New Hampshire 4% · Ball State 96% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 3 2025 games · New Hampshire · Ball State

More from Week 3 2025

Every week 3 game, 2025