luckadjusted
CFB Week 4 · 2026

Week 4 2025 · September 20, 2025

Illinois at Indiana, Week 4 2025: who deserved to win?

Indiana beat Illinois 63–10, and the replays back it up: with the way both teams actually played, Indiana wins 10 of 10.

Before kickoff Indiana was a 68% favorite. The biggest swing (Q1, 9:26 left): Return touchdown by Indiana, worth 9 points of win probability to Indiana.

Final

Illinois Fighting Illini 10
Indiana Hoosiers 63

September 20, 2025 · Memorial Stadium (Bloomington, IN) · Closing line: Indiana −7

Luck index 0 Indiana about even · 0 Illinois

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Illinois wins 0, Indiana wins 10.

  1. 1 ILL 17 IU 41
  2. 2 ILL 3 IU 34
  3. 3 ILL 10 IU 46
  4. 4 ILL 3 IU 43
  5. 5 ILL 7 IU 51
  6. 6 ILL 0 IU 48
  7. 7 ILL 13 IU 63
  8. 8 ILL 10 IU 63
  9. 9 ILL 0 IU 58
  10. 10 ILL 0 IU 63

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Illinois wins 0% of them, Indiana 100%. The line is what actually happened: Indiana by 53.

Show as a table
Final margin in the replaysShare of replays
Illinois by 17+0.0%
Illinois by 9–160.0%
Illinois by 1–80.0%
Level after regulation0.1%
Indiana by 1–80.4%
Indiana by 9–161.4%
Indiana by 17+98.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +6.9 points to Indiana: the final margin was Indiana by 53, without the luck Indiana by 46.1. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: Illinois 2 for 8 yards, Indiana 2 for 10 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 0:11 Holding on Illinois, 1 yard, wiping out the play +1% IU +0.8 pts
Q2 13:05 Personal Foul on Illinois, 7 yards +1% IU +1.2 pts
Q2 11:35 False Start on Indiana, 5 yards · pre-snap +1% ILL +0.9 pts
Q2 6:40 False Start on Indiana, 5 yards · pre-snap 0% ILL +0.5 pts

When it happened

Indiana’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Indiana was ahead in it, below while Illinois was.
#WhenWhat happenedWin probability forNext drive
1 Q1 13:17 Illinois was stopped on 3rd & 53rd & 4th downs · 41% expected +3% IU ILL: Punt
2 Q1 9:35 Illinois was stopped on 3rd & 133rd & 4th downs · 22% expected +2% IU ILL: Touchdown
3 Q1 9:26 Return touchdown by IndianaSpecial teams +9% IU IU: Touchdown
4 Q1 5:20 Indiana converted 4th & 13rd & 4th downs · 80% expected +2% IU IU: Touchdown
5 Q1 1:53 Indiana was stopped on 3rd & 123rd & 4th downs · 28% expected +2% ILL IU: Punt
6 Q2 13:31 Indiana converted 3rd & 43rd & 4th downs · 52% expected +2% IU IU: Touchdown
7 Q2 13:05 Personal Foul on Illinois, 7 yardsJudgment calls +1% IU IU: Touchdown
8 Q2 11:05 Indiana converted 3rd & 113rd & 4th downs · 30% expected +4% IU IU: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Illinois 0% · Indiana 100%

Final margin
Indiana by 53
Luck in points
6.9 for Indiana
Luck-adjusted margin
Indiana by 46.1
Replay with same day's form
Illinois 0% · Indiana 100% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2025 games · Illinois · Indiana

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