luckadjusted
CFB Week 4 · 2026

Week 4 2025 · September 20, 2025

McNeese at Utah State, Week 4 2025: who deserved to win?

Utah State beat McNeese 48–7, and the replays back it up: with the way both teams actually played, Utah State wins 10 of 10.

Before kickoff Utah State was a 94% favorite.

Final

McNeese Cowboys 7
Utah State Aggies 48

September 20, 2025 · Maverik Stadium · Closing line: Utah State −24.5

Luck index +3 Utah State about even · −3 McNeese

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. McNeese wins 0, Utah State wins 10.

  1. 1 MCN 24 USU 29
  2. 2 MCN 12 USU 24
  3. 3 MCN 18 USU 34
  4. 4 MCN 16 USU 36
  5. 5 MCN 14 USU 37
  6. 6 MCN 10 USU 37
  7. 7 MCN 14 USU 45
  8. 8 MCN 7 USU 42
  9. 9 MCN 14 USU 55
  10. 10 MCN 6 USU 56

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

McNeese wins 3% of them, Utah State 97%. The line is what actually happened: Utah State by 41.

Show as a table
Final margin in the replaysShare of replays
McNeese by 17+0.1%
McNeese by 9–160.6%
McNeese by 1–81.5%
Level after regulation0.4%
Utah State by 1–84.9%
Utah State by 9–168.5%
Utah State by 17+84.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +1.3 points to McNeese: the final margin was Utah State by 41, without the luck Utah State by 42.3. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: McNeese 2 for 17 yards, Utah State 6 for 55 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:43 Holding on Utah State, 10 yards +1% MCN +1.3 pts
Q1 6:05 Illegal Shift on Utah State, 5 yards · pre-snap 0% MCN +0.3 pts
Q1 0:32 Holding on Utah State, 10 yards 0% MCN +0.6 pts
Q2 13:38 Offside on Utah State, 5 yards · pre-snap 0% MCN +0.3 pts
Q3 12:30 Holding on Utah State, 10 yards 0% MCN +0.6 pts
Q3 8:00 Personal Foul on McNeese, 5 yards 0% USU +0.9 pts
Q3 3:34 Pass Interference on McNeese, 12 yards 0% USU +0.7 pts
Q3 2:53 Unsportsmanlike Conduct on Utah State, 15 yards 0% MCN +1.6 pts

When it happened

Utah State’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Utah State was ahead in it, below while McNeese was.
#WhenWhat happenedWin probability forNext drive
1 Q1 12:14 Utah State converted 3rd & 93rd & 4th downs · 32% expected +1% USU USU: Turnover
2 Q1 10:43 Holding on Utah State, 10 yardsJudgment calls +1% MCN MCN: Punt
3 Q1 8:46 Utah State fumbled and McNeese recoveredFumble bounces · loose balls are close to 50/50 +1% MCN USU: End of half
4 Q1 8:02 McNeese was stopped on 3rd & 93rd & 4th downs · 26% expected +1% USU MCN: Punt
5 Q1 7:37 Utah State converted 3rd & 103rd & 4th downs · 30% expected +1% USU USU: End of half
6 Q1 6:05 Utah State was stopped on 3rd & 23rd & 4th downs · 66% expectedIllegal Shift on Utah State, 5 yardsPre-snap flags +1% MCN USU: End of half
7 Q1 5:53 Utah State converted 3rd & 73rd & 4th downs · 37% expectedUtah State’s two-point try failed3rd & 4th downs · 46% expected +1% USU USU: End of half
8 Q1 4:40 McNeese was stopped on 3rd & 83rd & 4th downs · 29% expected +0% USU MCN: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

McNeese 0% · Utah State 100%

Final margin
Utah State by 41
Luck in points
1.3 for McNeese
Luck-adjusted margin
Utah State by 42.3
Replay with same day's form
McNeese 3% · Utah State 97% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2025 games · McNeese · Utah State

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