luckadjusted
CFB Week 4 · 2026

Week 3 2026 · September 19, 2026

Troy at Missouri, Week 3 2026: who deserved to win?

Missouri beat Troy 27–17, and the replays back it up: with the way both teams actually played, Missouri wins 9 of 10.

Before kickoff Missouri was a 96% favorite.

Final

Troy Trojans 17
Missouri Tigers 27

September 19, 2026 · Memorial Stadium · Closing line: Missouri −26.5

Luck index +10 Missouri about even · −10 Troy

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Troy wins 1, Missouri wins 9.

  1. 1 TROY 14 MIZ 7
  2. 2 TROY 24 MIZ 27
  3. 3 TROY 10 MIZ 16
  4. 4 TROY 7 MIZ 16
  5. 5 TROY 10 MIZ 23
  6. 6 TROY 10 MIZ 26
  7. 7 TROY 17 MIZ 36
  8. 8 TROY 3 MIZ 27
  9. 9 TROY 13 MIZ 41
  10. 10 TROY 7 MIZ 45

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Troy wins 10% of them, Missouri 90%, counting the 1% still level after regulation as half each. The line is what actually happened: Missouri by 10.

Show as a table
Final margin in the replaysShare of replays
Troy by 17+0.8%
Troy by 9–162.9%
Troy by 1–86.0%
Level after regulation0.7%
Missouri by 1–816.9%
Missouri by 9–1617.2%
Missouri by 17+55.6%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +2.0 points to Troy: the final margin was Missouri by 10, without the luck Missouri by 12. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • E. Head, 27 yds made · 89% expected
  • B. Craig, 35 yds made · 81% expected
  • B. Craig, 36 yds made · 80% expected
  • E. Head, 54 yds missed · 47% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Troy 6 for 60 yards, Missouri 9 for 90 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 13:08 Holding on Missouri, 10 yards +1% TROY +1.3 pts
Q1 12:25 False Start on Missouri, 5 yards · pre-snap +1% TROY +0.7 pts
Q1 12:15 False Start on Missouri, 5 yards · pre-snap 0% TROY +0.4 pts
Q1 3:18 Face Mask on Missouri, 15 yards +6% TROY +4.2 pts
Q1 2:50 Illegal Formation on Troy, 5 yards · pre-snap +1% MIZ +0.7 pts
Q1 1:46 Pass Interference on Missouri, 15 yards +3% TROY +1.7 pts
Q3 13:21 Holding on Missouri, 10 yards 0% TROY +0.6 pts
Q3 11:37 Intentional Grounding on Missouri, 0 yards +1% TROY +1.7 pts
Q3 7:09 Holding on Troy, 10 yards +1% MIZ +1.2 pts
Q3 6:16 Pass Interference on Troy, 10 yards +1% MIZ +1.4 pts
Q3 0:16 Delay of Game on Troy, 5 yards · pre-snap +1% TROY +0.9 pts
Q3 0:01 Face Mask on Troy, 15 yards 0% MIZ +1.6 pts
Q4 12:13 Personal Foul on Missouri, 15 yards +2% TROY +1.6 pts
Q4 8:38 Roughing the Passer on Troy, 15 yards +1% MIZ +1.3 pts
Q4 4:53 Face Mask on Missouri, 15 yards +1% TROY +1.6 pts

When it happened

Missouri’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Missouri was ahead in it, below while Troy was.
#WhenWhat happenedWin probability forNext drive
1 Q1 3:25 Troy fumbled and recovered itFumble bounces · loose balls are close to 50/50 +2% TROY TROY: Field goal
2 Q1 3:18 Face Mask on Missouri, 15 yardsJudgment calls +6% TROY TROY: Field goal
3 Q1 1:46 Pass Interference on Missouri, 15 yardsJudgment calls +3% TROY TROY: Field goal
4 Q2 14:19 Missouri was stopped on 3rd & 83rd & 4th downs · 34% expected +2% TROY MIZ: Punt
5 Q2 11:23 Missouri was stopped on 3rd & 63rd & 4th downs · 40% expected +2% TROY MIZ: Field goal
6 Q2 9:39 Return touchdown by MissouriSpecial teams +7% MIZ MIZ: Punt
7 Q2 4:22 Troy converted 3rd & 53rd & 4th downs · 38% expected +2% TROY TROY: Turnover
8 Q4 12:13 Personal Foul on Missouri, 15 yardsJudgment calls +2% TROY TROY: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Troy 3% · Missouri 97%

Final margin
Missouri by 10
Luck in points
2.0 for Troy
Luck-adjusted margin
Missouri by 12.0
Replay with same day's form
Troy 10% · Missouri 90% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 3 2026 games · Troy · Missouri

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