luckadjusted
CFB Week 4 · 2026

Week 4 2026 · September 26, 2026

Colorado at Baylor, Week 4 2026: who deserved to win?

Baylor beat Colorado 23–13, and the replays back it up: with the way both teams actually played, Baylor wins 8 of 10.

Before kickoff Baylor was a 71% favorite.

Final

Colorado Buffaloes 13
Baylor Bears 23

September 26, 2026 · McLane Stadium · Closing line: Baylor −8.5

Luck index +19 Baylor about even · −19 Colorado

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Colorado wins 2, Baylor wins 8.

  1. 1 COLO 31 BAY 17
  2. 2 COLO 20 BAY 17
  3. 3 COLO 13 BAY 15
  4. 4 COLO 6 BAY 13
  5. 5 COLO 3 BAY 13
  6. 6 COLO 10 BAY 23
  7. 7 COLO 10 BAY 27
  8. 8 COLO 6 BAY 27
  9. 9 COLO 6 BAY 30
  10. 10 COLO 3 BAY 35

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Colorado wins 19% of them, Baylor 81%, counting the 2% still level after regulation as half each. The line is what actually happened: Baylor by 10.

Show as a table
Final margin in the replaysShare of replays
Colorado by 17+2.5%
Colorado by 9–166.0%
Colorado by 1–810.3%
Level after regulation1.8%
Baylor by 1–819.6%
Baylor by 9–1619.1%
Baylor by 17+40.8%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +7.8 points to Baylor: the final margin was Baylor by 10, without the luck Baylor by 2.2. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • E. Arnold, 24 yds made · 91% expected
  • R. Armstrong, 37 yds made · 77% expected
  • R. Armstrong, 27 yds made · 89% expected
  • E. Arnold, 46 yds made · 61% expected
  • R. Armstrong, 54 yds made · 47% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Colorado 8 for 72 yards, Baylor 10 for 84 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 13:05 False Start on Baylor, 5 yards · pre-snap +1% COLO +0.8 pts
Q1 12:38 False Start on Baylor, 5 yards · pre-snap +2% COLO +0.9 pts
Q1 5:17 Face Mask on Baylor, 14 yards +3% COLO +1.6 pts
Q1 4:11 False Start on Colorado, 5 yards · pre-snap +3% BAY +1.4 pts
Q2 11:57 False Start on Baylor, 5 yards · pre-snap +1% BAY +0.8 pts
Q2 10:29 Holding on Colorado, 10 yards +1% BAY +0.6 pts
Q2 10:15 Offside on Baylor, 5 yards · pre-snap 0% COLO +0.2 pts
Q2 8:24 Pass Interference on Colorado, 12 yards +1% BAY +0.7 pts
Q2 1:00 Pass Interference on Baylor, 10 yards +1% COLO +0.5 pts
Q2 0:50 Pass Interference on Colorado, 15 yards +3% BAY +1.6 pts
Q3 14:50 Holding on Colorado, 5 yards, wiping out the play +5% BAY +2.6 pts
Q3 8:25 Holding on Colorado, 10 yards +1% BAY +0.5 pts
Q3 4:28 Face Mask on Baylor, 15 yards +2% COLO +1.4 pts
Q3 1:15 False Start on Baylor, 5 yards · pre-snap +1% COLO +0.7 pts
Q4 14:54 Face Mask on Baylor, 15 yards +4% COLO +1.6 pts
Q4 6:31 Pass Interference on Colorado, 15 yards +4% BAY +2.1 pts
Q4 1:51 Delay of Game on Baylor, 5 yards · pre-snap 0% COLO +0.9 pts
Q4 1:08 Intentional Grounding on Colorado, 0 yards 0% BAY 0.0 pts

When it happened

Baylor’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Baylor was ahead in it, below while Colorado was.
#WhenWhat happenedWin probability forNext drive
1 Q1 5:17 Face Mask on Baylor, 14 yardsJudgment calls +3% COLO COLO: Field goal
2 Q1 2:16 Baylor converted 3rd & 93rd & 4th downs · 28% expected +6% BAY BAY: Field goal
3 Q2 8:24 Colorado was stopped on 4th & 13rd & 4th downs · 76% expectedPass Interference on Colorado, 12 yardsJudgment calls +6% BAY COLO: Punt
4 Q2 2:59 Baylor converted 3rd & 103rd & 4th downs · 27% expected +3% BAY BAY: Punt
5 Q3 14:50 Holding on Colorado, 5 yards, wiping out the playJudgment calls +5% BAY BAY: Punt
6 Q3 13:40 Colorado converted 3rd & 173rd & 4th downs · 18% expected +5% COLO COLO: Punt
7 Q4 14:54 Face Mask on Baylor, 15 yardsJudgment calls +4% COLO COLO: Touchdown
8 Q4 6:31 Pass Interference on Colorado, 15 yardsJudgment calls +4% BAY BAY: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Colorado 37% · Baylor 63%

Final margin
Baylor by 10
Luck in points
7.8 for Baylor
Luck-adjusted margin
Baylor by 2.2
Replay with same day's form
Colorado 19% · Baylor 81% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2026 games · Colorado · Baylor

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