luckadjusted
CFB Week 4 · 2026

Week 4 2026 · September 26, 2026

Houston at Georgia Southern, Week 4 2026: who deserved to win?

Houston beat Georgia Southern 42–28, and the replays back it up: with the way both teams actually played, Houston wins 10 of 10.

Before kickoff Houston was an 87% favorite. The biggest swing (Q2, 5:48 left): Personal Foul on Georgia Southern, 12 yards, worth 8 points of win probability to Houston.

Final

Houston Cougars 42
Georgia Southern Eagles 28

September 26, 2026 · Allen E. Paulson Stadium · Closing line: Houston −17.5

Luck index +2 Houston about even · −2 Georgia Southern

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Houston wins 10, Georgia Southern wins 0.

  1. 1 HOU 52 GASO 7
  2. 2 HOU 38 GASO 0
  3. 3 HOU 40 GASO 7
  4. 4 HOU 42 GASO 13
  5. 5 HOU 35 GASO 10
  6. 6 HOU 31 GASO 10
  7. 7 HOU 34 GASO 14
  8. 8 HOU 38 GASO 21
  9. 9 HOU 24 GASO 13
  10. 10 HOU 31 GASO 24

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Houston wins 98% of them, Georgia Southern 2%, counting the 1% still level after regulation as half each. The line is what actually happened: Houston by 14.

Show as a table
Final margin in the replaysShare of replays
Houston by 17+77.7%
Houston by 9–1613.4%
Houston by 1–86.5%
Level after regulation0.8%
Georgia Southern by 1–81.4%
Georgia Southern by 9–160.2%
Georgia Southern by 17+0.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +2.2 points to Houston: the final margin was Houston by 14, without the luck Houston by 11.8. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: Houston 4 for 45 yards, Georgia Southern 9 for 79 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 7:23 Illegal Formation on Georgia Southern, 5 yards, wiping out the play · pre-snap +1% HOU +1.6 pts
Q1 7:06 False Start on Georgia Southern, 5 yards · pre-snap 0% GASO +0.1 pts
Q1 6:48 Intentional Grounding on Georgia Southern, 15 yards +1% HOU +0.9 pts
Q2 13:23 Holding on Georgia Southern, 10 yards +1% HOU +1.1 pts
Q2 11:23 Holding on Georgia Southern, 10 yards +3% HOU +2.4 pts
Q2 7:09 Personal Foul on Georgia Southern, 2 yards +1% HOU +0.8 pts
Q2 5:48 Personal Foul on Georgia Southern, 12 yards +10% HOU +6.6 pts
Q2 5:08 Holding on Houston, 10 yards +1% GASO +1.3 pts
Q3 9:24 Personal Foul on Houston, 15 yards 0% GASO +1.6 pts
Q4 14:20 False Start on Houston, 5 yards · pre-snap 0% GASO +0.7 pts
Q4 12:32 Pass Interference on Georgia Southern, 10 yards, wiping out the play +1% HOU +3.9 pts
Q4 9:51 Pass Interference on Houston, 15 yards 0% GASO +2.5 pts
Q4 4:27 Holding on Georgia Southern, 10 yards 0% HOU +1.3 pts

When it happened

Georgia Southern’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Georgia Southern was ahead in it, below while Houston was.
#WhenWhat happenedWin probability forNext drive
1 Q1 13:17 Georgia Southern converted 3rd & 23rd & 4th downs · 65% expected +1% GASO GASO: Turnover
2 Q1 12:41 Georgia Southern fumbled and Houston recoveredFumble bounces · loose balls are close to 50/50 +3% HOU GASO: Punt
3 Q1 10:30 Houston converted 3rd & 53rd & 4th downs · 39% expected +2% HOU HOU: Touchdown
4 Q2 12:16 Georgia Southern converted 3rd & 133rd & 4th downs · 24% expected +3% GASO GASO: Touchdown
5 Q2 11:23 Holding on Georgia Southern, 10 yardsJudgment calls +2% HOU HOU: End of half
6 Q2 7:46 Houston converted 3rd & 23rd & 4th downs · 68% expected +1% HOU HOU: End of half
7 Q2 5:48 Houston converted 3rd & 13rd & 4th downs · 75% expectedPersonal Foul on Georgia Southern, 12 yardsJudgment calls +8% HOU HOU: Touchdown
8 Q2 5:08 Holding on Houston, 10 yardsJudgment calls +1% GASO GASO: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Houston 99% · Georgia Southern 1%

Final margin
Houston by 14
Luck in points
2.2 for Houston
Luck-adjusted margin
Houston by 11.8
Replay with same day's form
Houston 98% · Georgia Southern 2% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2026 games · Houston · Georgia Southern

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