luckadjusted
CFB Week 4 · 2026

Week 10 2025 · November 1, 2025

Miami at SMU, Week 10 2025: who deserved to win?

SMU beat Miami 26–20, but the replays lean toward Miami: it takes 7 of 10 with the same day's form. Luck ran its way: pre-snap flags alone were worth 10 points of win probability to SMU.

Before kickoff Miami was a 71% favorite. The biggest swing (Q4, 6:24 left): S. Keltner missed a 42-yard field goal, worth 13 points of win probability to Miami.

Final (OT)

Miami Hurricanes 20
SMU Mustangs 26

November 1, 2025 · Gerald J. Ford Stadium · Closing line: Miami −8.5

Luck index +68 SMU very lucky · −68 Miami

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Miami wins 7, SMU wins 3.

  1. 1 MIA 35 SMU 3
  2. 2 MIA 27 SMU 2
  3. 3 MIA 31 SMU 14
  4. 4 MIA 23 SMU 10
  5. 5 MIA 23 SMU 14
  6. 6 MIA 13 SMU 7
  7. 7 MIA 38 SMU 35
  8. 8 MIA 21 SMU 24
  9. 9 MIA 28 SMU 35
  10. 10 MIA 24 SMU 41

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Miami wins 68% of them, SMU 32%, counting the 6% still level after regulation as half each. The line is what actually happened: SMU by 6.

Show as a table
Final margin in the replaysShare of replays
Miami by 17+28.1%
Miami by 9–1618.3%
Miami by 1–819.4%
Level after regulation5.6%
SMU by 1–814.4%
SMU by 9–168.6%
SMU by 17+5.7%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +1.0 points to Miami: the final margin was SMU by 6, without the luck SMU by 7. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • C. Davis, 22 yds made · 94% expected
  • S. Keltner, 43 yds made · 67% expected
  • C. Davis, 45 yds made · 64% expected
  • S. Keltner, 42 yds missed · 69% expected
  • S. Keltner, 38 yds made · 75% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Miami 12 for 96 yards, SMU 3 for 35 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 11:16 Offside on Miami, 5 yards · pre-snap +2% SMU +1.0 pts
Q1 6:39 False Start on Miami, 5 yards · pre-snap +2% SMU +1.1 pts
Q1 2:50 Illegal Snap on Miami, 5 yards · pre-snap +1% SMU +0.7 pts
Q2 13:52 Pass Interference on Miami, 15 yards, wiping out the play +1% SMU +3.1 pts
Q2 13:21 Holding on Miami, 10 yards 0% MIA +0.4 pts
Q2 7:46 Holding on Miami, 10 yards +2% SMU +1.1 pts
Q2 6:57 False Start on Miami, 5 yards · pre-snap +1% SMU +0.5 pts
Q2 4:26 False Start on Miami, 5 yards · pre-snap +2% SMU +0.7 pts
Q3 10:07 Roughing the Passer on SMU, 15 yards +5% MIA +1.6 pts
Q3 1:37 Pass Interference on Miami, 11 yards +5% SMU +1.3 pts
Q4 7:00 Holding on SMU, 10 yards, wiping out the play +9% MIA +1.5 pts
Q4 3:43 Ineligible Downfield on Miami, 5 yards, wiping out the play +12% SMU +2.4 pts
Q4 3:22 False Start on Miami, 5 yards · pre-snap +2% SMU +0.5 pts
Q4 1:08 Unnecessary Roughness on Miami, 15 yards 0% SMU +1.6 pts
Q4 0:47 Holding on SMU, 10 yards +11% MIA +0.9 pts

When it happened

SMU’s chance of winning

As low as 9% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while SMU was ahead in it, below while Miami was.
#WhenWhat happenedWin probability forNext drive
1 Q3 4:03 Miami was stopped on 4th & 13rd & 4th downs · 78% expected +11% SMU MIA: Field goal
2 Q4 10:17 Miami was stopped on 3rd & 13rd & 4th downs · 79% expected +9% SMU MIA: Field goal
3 Q4 8:05 SMU converted 3rd & 33rd & 4th downs · 56% expected +7% SMU SMU: Missed field goal
4 Q4 7:00 Holding on SMU, 10 yards, wiping out the playJudgment calls +9% MIA MIA: Punt
5 Q4 6:24 S. Keltner missed a 42-yard field goalKicks · 69% expected for him +13% MIA SMU: Field goal
6 Q4 3:43 Ineligible Downfield on Miami, 5 yards, wiping out the playJudgment calls +12% SMU SMU: Field goal
7 Q4 3:05 Miami converted 3rd & 153rd & 4th downs · 22% expected +11% MIA MIA: Punt
8 Q4 0:47 Holding on SMU, 10 yardsJudgment calls +11% MIA MIA: End of game

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Miami 15% · SMU 85%

Final margin
SMU by 6
Luck in points
1.0 for Miami
Luck-adjusted margin
SMU by 7.0
Replay with same day's form
Miami 68% · SMU 32% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 10 2025 games · Miami · SMU

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