luckadjusted
CFB Week 4 · 2026

Week 11 2025 · November 8, 2025

Maryland at Rutgers, Week 11 2025: who deserved to win?

Rutgers beat Maryland 35–20, and the replays back it up: with the way both teams actually played, Rutgers wins 10 of 10.

An off day for Maryland: its defense played far below its usual level. In a fresh game against Rutgers it would win 44% of the time; with this day’s form, 4%. The numbers

Before kickoff Rutgers was a 54% favorite.

Final

Maryland Terrapins 20
Rutgers Scarlet Knights 35

November 8, 2025 · SHI Stadium · Closing line: Rutgers −1.5

Luck index +4 Rutgers about even · −4 Maryland

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Maryland wins 0, Rutgers wins 10.

  1. 1 MD 28 RUTG 31
  2. 2 MD 13 RUTG 20
  3. 3 MD 17 RUTG 28
  4. 4 MD 14 RUTG 28
  5. 5 MD 16 RUTG 35
  6. 6 MD 13 RUTG 35
  7. 7 MD 7 RUTG 34
  8. 8 MD 14 RUTG 45
  9. 9 MD 7 RUTG 41
  10. 10 MD 7 RUTG 49

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for Maryland

Its defense played far below its usual level. In a fresh game against Rutgers it would win 44% of the time; with this day’s form, 4%.

40 points apart for Maryland: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
Maryland offenseEPA per play gained +0.15 +0.01 better by 0.14
Maryland defenseEPA per play allowed +0.34 +0.07 worse by 0.27
Rutgers offenseEPA per play gained +0.34 +0.10 better by 0.24
Rutgers defenseEPA per play allowed +0.15 +0.19 better by 0.04

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

Maryland wins 4% of them, Rutgers 96%. The line is what actually happened: Rutgers by 15.

Show as a table
Final margin in the replaysShare of replays
Maryland by 17+0.2%
Maryland by 9–160.4%
Maryland by 1–83.6%
Level after regulation0.4%
Rutgers by 1–88.7%
Rutgers by 9–1617.5%
Rutgers by 17+69.2%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +4.2 points to Rutgers: the final margin was Rutgers by 15, without the luck Rutgers by 10.8. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • S. O'Haire, 27 yds made · 91% expected
  • S. O'Haire, 44 yds made · 67% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Maryland 4 for 40 yards, Rutgers 1 for 5 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 4:02 Face Mask on Maryland, 15 yards +1% RUTG +0.9 pts
Q1 0:15 Pass Interference on Maryland, 15 yards +2% RUTG +1.0 pts
Q2 5:56 False Start on Maryland, 5 yards · pre-snap 0% MD 0.0 pts
Q4 10:36 Delay of Game on Rutgers, 5 yards · pre-snap +1% RUTG +0.3 pts
Q4 2:32 False Start on Maryland, 5 yards · pre-snap 0% RUTG +0.2 pts

When it happened

Rutgers’s chance of winning

As low as 31% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Rutgers was ahead in it, below while Maryland was.
#WhenWhat happenedWin probability forNext drive
1 Q1 1:53 Rutgers was stopped on 3rd & 13rd & 4th downs · 79% expected +4% MD RUTG: Punt
2 Q2 13:44 Rutgers converted 3rd & 33rd & 4th downs · 57% expected +3% RUTG RUTG: Touchdown
3 Q2 8:48 Maryland converted 3rd & 83rd & 4th downs · 34% expected +6% MD MD: Field goal
4 Q2 0:34 Rutgers converted 3rd & 53rd & 4th downs · 37% expected +6% RUTG RUTG: Touchdown
5 Q3 13:13 Rutgers converted 3rd & 33rd & 4th downs · 57% expected +4% RUTG RUTG: Touchdown
6 Q3 11:32 Rutgers converted 3rd & 133rd & 4th downs · 25% expected +8% RUTG RUTG: Touchdown
7 Q3 4:59 Maryland was stopped on 4th & 33rd & 4th downs · 56% expected +4% RUTG MD: Field goal
8 Q3 1:29 Rutgers was stopped on 4th & 43rd & 4th downs · 50% expected +5% MD RUTG: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Maryland 3% · Rutgers 97%

Final margin
Rutgers by 15
Luck in points
4.2 for Rutgers
Luck-adjusted margin
Rutgers by 10.8
Replay with same day's form
Maryland 4% · Rutgers 96% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 11 2025 games · Maryland · Rutgers

More from Week 11 2025

Every week 11 game, 2025