luckadjusted
CFB Week 4 · 2026

Week 12 2025 · November 15, 2025

Liberty at Florida International, Week 12 2025: who deserved to win?

Florida International beat Liberty 34–27, and the replays lean its way: with the same day's form, it wins 7 of 10.

Before kickoff Liberty was a 56% favorite. The biggest swing (Q4, 0:20 left): Florida International was stopped on 4th & 1, worth 14 points of win probability to Liberty.

Final (OT)

Liberty Flames 27
Florida International Panthers 34

November 15, 2025 · Pitbull Stadium · Closing line: Liberty −2.5

Luck index +35 Florida International lucky · −35 Liberty

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Liberty wins 3, Florida International wins 7.

  1. 1 LIB 27 FIU 7
  2. 2 LIB 27 FIU 17
  3. 3 LIB 24 FIU 21
  4. 4 LIB 17 FIU 20
  5. 5 LIB 17 FIU 21
  6. 6 LIB 14 FIU 21
  7. 7 LIB 14 FIU 24
  8. 8 LIB 7 FIU 20
  9. 9 LIB 7 FIU 24
  10. 10 LIB 7 FIU 31

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Liberty wins 35% of them, Florida International 65%, counting the 6% still level after regulation as half each. The line is what actually happened: Florida International by 7.

Show as a table
Final margin in the replaysShare of replays
Liberty by 17+4.8%
Liberty by 9–168.5%
Liberty by 1–816.4%
Level after regulation5.9%
Florida International by 1–825.6%
Florida International by 9–1618.9%
Florida International by 17+20.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.0 points to Liberty: the final margin was Florida International by 7, without the luck Florida International by 10. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • N. Grant, 39 yds made · 73% expected
  • N. Grant, 40 yds made · 72% expected
  • J. Billingsley, 38 yds made · 75% expected
  • J. Billingsley, 48 yds made · 57% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Liberty 6 for 50 yards, Florida International 6 for 55 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 12:53 Sideline Interference on Florida International, 15 yards +3% LIB +1.6 pts
Q1 7:49 Roughing the Passer on Liberty, 15 yards +3% FIU +1.6 pts
Q2 13:14 Disconcerting Signals on Liberty, 5 yards · pre-snap +2% FIU +0.9 pts
Q2 2:45 Holding on Florida International, 10 yards 0% FIU +0.8 pts
Q2 2:25 False Start on Florida International, 5 yards · pre-snap +1% LIB +0.4 pts
Q2 1:40 Pass Interference on Florida International, 5 yards 0% LIB +0.1 pts
Q2 0:14 False Start on Liberty, 5 yards · pre-snap 0% FIU +0.2 pts
Q3 9:20 False Start on Liberty, 5 yards · pre-snap +2% FIU +0.7 pts
Q3 1:09 Personal Foul on Liberty, 15 yards +6% FIU +1.6 pts
Q4 15:00 False Start on Florida International, 5 yards · pre-snap +2% LIB +0.6 pts
Q4 7:45 Unsportsmanlike Conduct on Florida International, 15 yards +6% LIB +1.4 pts
Q4 2:52 Delay of Game on Liberty, 5 yards · pre-snap +2% LIB +0.6 pts

When it happened

Florida International’s chance of winning

As low as 26% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Florida International was ahead in it, below while Liberty was.
#WhenWhat happenedWin probability forNext drive
1 Q3 8:40 Liberty was stopped on 3rd & 13rd & 4th downs · 76% expected +6% FIU LIB: Punt
2 Q3 6:20 Liberty was stopped on 3rd & 53rd & 4th downs · 42% expected +5% FIU LIB: Punt
3 Q3 1:36 Florida International converted 4th & 13rd & 4th downs · 76% expected +5% FIU FIU: Field goal
4 Q3 1:09 Personal Foul on Liberty, 15 yardsJudgment calls +6% FIU FIU: Field goal
5 Q4 7:45 Unsportsmanlike Conduct on Florida International, 15 yardsJudgment calls +6% LIB LIB: End of game
6 Q4 2:48 J. Billingsley made a 38-yard field goalKicks · 75% expected for him +8% LIB LIB: Field goal
7 Q4 0:20 Florida International was stopped on 4th & 13rd & 4th downs · 76% expected +14% LIB –
8 Q4 0:04 Liberty converted 3rd & 103rd & 4th downs · 27% expected +8% LIB LIB: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Liberty 6% · Florida International 94%

Final margin
Florida International by 7
Luck in points
3.0 for Liberty
Luck-adjusted margin
Florida International by 10.0
Replay with same day's form
Liberty 35% · Florida International 65% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 12 2025 games · Liberty · Florida International

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