luckadjusted
CFB Week 4 · 2026

Week 2 2025 · September 6, 2025

Florida International at Penn State, Week 2 2025: who deserved to win?

Penn State beat Florida International 34–0, and the replays back it up: with the way both teams actually played, Penn State wins 10 of 10.

Before kickoff Penn State was a 100% favorite.

Final

Florida International Panthers 0
Penn State Nittany Lions 34

September 6, 2025 · Beaver Stadium · Closing line: Penn State −41.5

Luck index +1 Penn State about even · −1 Florida International

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Florida International wins 0, Penn State wins 10.

  1. 1 FIU 10 PSU 17
  2. 2 FIU 7 PSU 19
  3. 3 FIU 3 PSU 20
  4. 4 FIU 14 PSU 34
  5. 5 FIU 0 PSU 24
  6. 6 FIU 0 PSU 27
  7. 7 FIU 10 PSU 41
  8. 8 FIU 17 PSU 52
  9. 9 FIU 3 PSU 41
  10. 10 FIU 3 PSU 49

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Florida International wins 1% of them, Penn State 99%. The line is what actually happened: Penn State by 34.

Show as a table
Final margin in the replaysShare of replays
Florida International by 17+0.0%
Florida International by 9–160.3%
Florida International by 1–80.5%
Level after regulation0.5%
Penn State by 1–83.3%
Penn State by 9–167.6%
Penn State by 17+87.8%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

No play in this game swung win probability by luck.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.0 points to Florida International: the final margin was Penn State by 34, without the luck Penn State by 37. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • R. Barker, 41 yds made · 73% expected
  • R. Barker, 53 yds missed · 51% expected
  • R. Barker, 34 yds made · 83% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Florida International 4 for 40 yards, Penn State 1 for 0 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 15:00 Delay of Game on Florida International, 5 yards · pre-snap 0% PSU +0.8 pts
Q1 7:42 Pass Interference on Florida International, 15 yards 0% PSU +1.4 pts
Q1 3:16 Holding on Florida International, 10 yards 0% PSU +1.8 pts
Q3 4:44 Holding on Penn State, 0 yards 0% FIU 0.0 pts
Q3 1:27 Holding on Florida International, 10 yards 0% PSU +1.5 pts

When it happened

Penn State’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Penn State was ahead in it, below while Florida International was.
#WhenWhat happenedWin probability forNext drive
1 Q1 11:35 Penn State was stopped on 3rd & 43rd & 4th downs · 51% expected +0% FIU PSU: Turnover on downs
2 Q1 11:31 Penn State was stopped on 4th & 43rd & 4th downs · 49% expected +0% FIU PSU: Touchdown
3 Q1 7:48 Florida International was stopped on 4th & 23rd & 4th downs · 58% expected +0% PSU FIU: Turnover
4 Q1 6:30 Penn State was stopped on 3rd & 33rd & 4th downs · 57% expected +0% FIU PSU: Touchdown
5 Q2 14:54 Florida International converted 3rd & 63rd & 4th downs · 33% expected +0% FIU FIU: Turnover
6 Q2 8:36 Penn State was stopped on 4th & 23rd & 4th downs · 65% expected +0% FIU PSU: Punt
7 Q2 6:29 Blocked punt by Penn StateSpecial teams +0% PSU PSU: Punt
8 Q2 1:53 Penn State converted 4th & 33rd & 4th downs · 55% expected +0% PSU PSU: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Florida International 0% · Penn State 100%

Final margin
Penn State by 34
Luck in points
3.0 for Florida International
Luck-adjusted margin
Penn State by 37.0
Replay with same day's form
Florida International 1% · Penn State 99% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 2 2025 games · Florida International · Penn State

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