luckadjusted
CFB Week 4 · 2026

Week 2 2025 · September 5, 2025

Northern Illinois at Maryland, Week 2 2025: who deserved to win?

Maryland beat Northern Illinois 20–9, and the replays back it up: with the way both teams actually played, Maryland wins 9 of 10.

Before kickoff Maryland was an 86% favorite.

Final

Northern Illinois Huskies 9
Maryland Terrapins 20

September 5, 2025 · SECU Stadium · Closing line: Maryland −16.5

Luck index +7 Maryland about even · −7 Northern Illinois

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Northern Illinois wins 1, Maryland wins 9.

  1. 1 NIU 17 MD 10
  2. 2 NIU 7 MD 10
  3. 3 NIU 7 MD 14
  4. 4 NIU 3 MD 14
  5. 5 NIU 10 MD 24
  6. 6 NIU 0 MD 17
  7. 7 NIU 3 MD 23
  8. 8 NIU 7 MD 31
  9. 9 NIU 10 MD 38
  10. 10 NIU 0 MD 35

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Northern Illinois wins 7% of them, Maryland 93%, counting the 1% still level after regulation as half each. The line is what actually happened: Maryland by 11.

Show as a table
Final margin in the replaysShare of replays
Northern Illinois by 17+0.4%
Northern Illinois by 9–161.8%
Northern Illinois by 1–84.3%
Level after regulation1.3%
Maryland by 1–816.7%
Maryland by 9–1618.6%
Maryland by 17+56.9%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +5.1 points to Northern Illinois: the final margin was Maryland by 11, without the luck Maryland by 16.1. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • S. O'Haire, 36 yds made · 80% expected
  • A. Glass, 20 yds made · 94% expected
  • S. O'Haire, 29 yds made · 89% expected
  • S. O'Haire, 37 yds missed · 79% expected
  • A. Glass, 58 yds missed · 42% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Northern Illinois 6 for 69 yards, Maryland 1 for 10 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q2 2:54 False Start on Northern Illinois, 5 yards · pre-snap +1% MD +0.6 pts
Q3 14:57 False Start on Northern Illinois, 5 yards · pre-snap 0% MD +0.8 pts
Q3 11:45 Personal Foul on Northern Illinois, 15 yards +1% MD +1.6 pts
Q3 3:52 Personal Foul on Northern Illinois, 15 yards +3% MD +1.6 pts
Q3 2:36 Pass Interference on Northern Illinois, 15 yards +1% MD +1.1 pts
Q4 14:55 Intentional Grounding on Northern Illinois, 14 yards +4% MD +2.0 pts
Q4 12:15 Holding on Maryland, 10 yards, wiping out the play +5% NIU +1.8 pts

When it happened

Maryland’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Maryland was ahead in it, below while Northern Illinois was.
#WhenWhat happenedWin probability forNext drive
1 Q2 13:47 Northern Illinois converted 3rd & 63rd & 4th downs · 34% expected +3% NIU NIU: Turnover on downs
2 Q3 3:52 Personal Foul on Northern Illinois, 15 yardsJudgment calls +3% MD MD: Turnover
3 Q3 1:24 Maryland fumbled and Northern Illinois recoveredFumble bounces · loose balls are close to 50/50 +4% NIU MD: Punt
4 Q4 14:55 Intentional Grounding on Northern Illinois, 14 yardsJudgment calls +4% MD MD: Punt
5 Q4 14:12 Maryland was stopped on 3rd & 83rd & 4th downs · 29% expected +2% NIU MD: Punt
6 Q4 13:01 Northern Illinois was stopped on 3rd & 93rd & 4th downs · 27% expected +3% MD NIU: Punt
7 Q4 12:15 Holding on Maryland, 10 yards, wiping out the playJudgment calls +5% NIU NIU: Punt
8 Q4 9:20 Maryland converted 4th & 53rd & 4th downs · 38% expected +6% MD MD: Turnover on downs

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Northern Illinois 1% · Maryland 99%

Final margin
Maryland by 11
Luck in points
5.1 for Northern Illinois
Luck-adjusted margin
Maryland by 16.1
Replay with same day's form
Northern Illinois 7% · Maryland 93% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 2 2025 games · Northern Illinois · Maryland

More from Week 2 2025

Every week 2 game, 2025