luckadjusted
CFB Week 4 · 2026

Week 3 2025 · September 13, 2025

Part of this game's play-by-play is missing from the source: the plays on file account for 61 of the 68 points, so the replay rests on the plays there are.

Incarnate Word at UTSA, Week 3 2025: who deserved to win?

UTSA beat Incarnate Word 48–20, and the replays back it up: with the way both teams actually played, UTSA wins 10 of 10.

Before kickoff UTSA was a 91% favorite.

Final

Incarnate Word Cardinals 20
UTSA Roadrunners 48

September 13, 2025 · Alamodome · Closing line: UTSA −21

Luck index +2 UTSA about even · −2 Incarnate Word

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Incarnate Word wins 0, UTSA wins 10.

  1. 1 UIW 30 UTSA 35
  2. 2 UIW 13 UTSA 24
  3. 3 UIW 14 UTSA 31
  4. 4 UIW 21 UTSA 42
  5. 5 UIW 20 UTSA 45
  6. 6 UIW 27 UTSA 56
  7. 7 UIW 16 UTSA 49
  8. 8 UIW 14 UTSA 52
  9. 9 UIW 21 UTSA 65
  10. 10 UIW 9 UTSA 63

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Incarnate Word wins 2% of them, UTSA 98%, counting the 1% still level after regulation as half each. The line is what actually happened: UTSA by 28.

Show as a table
Final margin in the replaysShare of replays
Incarnate Word by 17+0.2%
Incarnate Word by 9–160.5%
Incarnate Word by 1–81.1%
Level after regulation0.7%
UTSA by 1–84.9%
UTSA by 9–168.2%
UTSA by 17+84.5%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +4.8 points to UTSA: the final margin was UTSA by 28, without the luck UTSA by 23.2. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • M. Petro, 26 yds made · 90% expected
  • M. Petro, 31 yds made · 85% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Incarnate Word 8 for 78 yards, UTSA 4 for 45 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 11:11 False Start on UTSA, 5 yards · pre-snap 0% UIW +0.4 pts
Q1 7:49 Targeting on Incarnate Word, 15 yards 0% UTSA +0.7 pts
Q1 4:06 Illegal Formation on Incarnate Word, 5 yards, wiping out the play · pre-snap +1% UTSA +2.3 pts
Q1 3:02 Face Mask on UTSA, 15 yards +1% UIW +1.6 pts
Q1 1:22 Pass Interference on Incarnate Word, 15 yards 0% UTSA +1.1 pts
Q2 8:49 Illegal Block on Incarnate Word, 5 yards 0% UTSA +0.3 pts
Q2 6:44 False Start on Incarnate Word, 5 yards · pre-snap 0% UTSA +1.1 pts
Q2 1:31 Unsportsmanlike Conduct on Incarnate Word, 3 yards 0% UTSA +0.1 pts
Q3 8:53 Unnecessary Roughness on UTSA, 10 yards 0% UIW +0.9 pts
Q4 11:00 Face Mask on Incarnate Word, 15 yards 0% UTSA +0.8 pts
Q4 9:11 Unnecessary Roughness on UTSA, 15 yards 0% UIW +1.0 pts
Q4 5:25 Face Mask on Incarnate Word, 15 yards 0% UTSA +0.4 pts

When it happened

UTSA’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while UTSA was ahead in it, below while Incarnate Word was.
#WhenWhat happenedWin probability forNext drive
1 Q1 12:06 UTSA converted 3rd & 83rd & 4th downs · 31% expected +1% UTSA UTSA: Touchdown
2 Q1 10:46 UTSA converted 3rd & 103rd & 4th downs · 27% expected +2% UTSA UTSA: Field goal
3 Q1 10:12 Incarnate Word fumbled and recovered itFumble bounces · loose balls are close to 50/50 +1% UIW UIW: Punt
4 Q1 6:00 UTSA was stopped on 3rd & 73rd & 4th downs · 27% expected +1% UIW UTSA: Field goal
5 Q1 4:06 Illegal Formation on Incarnate Word, 5 yards, wiping out the playPre-snap flags +1% UTSA UTSA: Punt
6 Q1 3:02 Face Mask on UTSA, 15 yardsJudgment calls +1% UIW UIW: End of half
7 Q2 15:00 UTSA was stopped on 3rd & 83rd & 4th downs · 31% expected +0% UIW UTSA: Punt
8 Q2 10:00 UTSA converted 4th & 13rd & 4th downs · 69% expected +1% UIW UTSA: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Incarnate Word 0% · UTSA 100%

Final margin
UTSA by 28
Luck in points
4.8 for UTSA
Luck-adjusted margin
UTSA by 23.2
Replay with same day's form
Incarnate Word 2% · UTSA 98% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here. Part of this game's play-by-play is missing from the source: the plays on file account for 61 of the 68 points, so the replay rests on the plays there are.

Methodology and validation · All Week 3 2025 games · Incarnate Word · UTSA

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