luckadjusted
CFB Week 4 · 2026

Week 3 2025 · September 13, 2025

Murray State at Georgia State, Week 3 2025: who deserved to win?

Georgia State beat Murray State 37–21, and the replays back it up: with the way both teams actually played, Georgia State wins 10 of 10.

Before kickoff Georgia State was a 98% favorite.

Final

Murray State Racers 21
Georgia State Panthers 37

September 13, 2025 · Center Parc Stadium · Closing line: Georgia State −31.5

Luck index +2 Georgia State about even · −2 Murray State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Murray State wins 0, Georgia State wins 10.

  1. 1 MUR 16 GAST 20
  2. 2 MUR 14 GAST 23
  3. 3 MUR 13 GAST 28
  4. 4 MUR 13 GAST 31
  5. 5 MUR 24 GAST 45
  6. 6 MUR 6 GAST 30
  7. 7 MUR 28 GAST 56
  8. 8 MUR 13 GAST 45
  9. 9 MUR 0 GAST 38
  10. 10 MUR 10 GAST 55

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Murray State wins 2% of them, Georgia State 98%. The line is what actually happened: Georgia State by 16.

Show as a table
Final margin in the replaysShare of replays
Murray State by 17+0.3%
Murray State by 9–160.5%
Murray State by 1–81.0%
Level after regulation0.4%
Georgia State by 1–85.8%
Georgia State by 9–1610.1%
Georgia State by 17+82.0%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +10.8 points to Georgia State: the final margin was Georgia State by 16, without the luck Georgia State by 5.2. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • J. Tannehill, 51 yds missed · 52% expected
  • J. Tannehill, 33 yds missed · 83% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Murray State 2 for 25 yards, Georgia State 13 for 132 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 13:50 False Start on Georgia State, 5 yards · pre-snap 0% MUR +1.4 pts
Q1 11:22 Unnecessary Roughness on Murray State, 15 yards +1% GAST +2.0 pts
Q1 6:31 False Start on Georgia State, 5 yards · pre-snap 0% MUR +0.7 pts
Q2 13:51 Personal Foul on Georgia State, 10 yards 0% MUR +0.6 pts
Q2 11:54 Holding on Murray State, 10 yards 0% GAST +1.2 pts
Q2 9:38 Block Below the Waist on Georgia State, 12 yards 0% MUR +1.6 pts
Q2 0:19 Holding on Georgia State, 10 yards 0% GAST 0.0 pts
Q3 11:22 Holding on Georgia State, 10 yards 0% MUR +0.3 pts
Q3 10:04 Illegal Formation on Georgia State, 5 yards · pre-snap 0% MUR +0.5 pts
Q3 5:32 Holding on Georgia State, 10 yards 0% MUR +0.9 pts
Q3 5:21 Illegal Snap on Georgia State, 5 yards · pre-snap 0% MUR +0.5 pts
Q3 1:11 Pass Interference on Georgia State, 15 yards 0% MUR +2.8 pts
Q4 14:56 Roughing the Passer on Georgia State, 15 yards 0% MUR +4.3 pts
Q4 6:59 Unnecessary Roughness on Georgia State, 15 yards 0% MUR +0.8 pts
Q4 3:05 Personal Foul on Georgia State, 15 yards 0% MUR +1.6 pts

When it happened

Georgia State’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Georgia State was ahead in it, below while Murray State was.
#WhenWhat happenedWin probability forNext drive
1 Q1 13:50 False Start on Georgia State, 5 yardsPre-snap flags +0% MUR MUR: Turnover on downs
2 Q1 11:22 Unnecessary Roughness on Murray State, 15 yardsJudgment calls +1% GAST GAST: Touchdown
3 Q1 10:10 Murray State was stopped on 4th & 33rd & 4th downs · 55% expected +1% GAST MUR: Punt
4 Q2 11:54 Holding on Murray State, 10 yardsJudgment calls +0% GAST GAST: Punt
5 Q2 10:19 Murray State was stopped on 3rd & 83rd & 4th downs · 34% expected +0% GAST MUR: Turnover on downs
6 Q2 9:52 Murray State was stopped on 4th & 63rd & 4th downs · 39% expected +0% GAST MUR: Punt
7 Q2 9:38 Block Below the Waist on Georgia State, 12 yardsJudgment calls +0% MUR MUR: Punt
8 Q2 1:35 Murray State fumbled and Georgia State recoveredFumble bounces · loose balls are close to 50/50 +0% GAST MUR: Missed field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Murray State 20% · Georgia State 80%

Final margin
Georgia State by 16
Luck in points
10.8 for Georgia State
Luck-adjusted margin
Georgia State by 5.2
Replay with same day's form
Murray State 2% · Georgia State 98% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 3 2025 games · Murray State · Georgia State

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