luckadjusted
CFB Week 4 · 2026

Week 4 2025 · September 20, 2025

UL Monroe at UTEP, Week 4 2025: who deserved to win?

UL Monroe beat UTEP 31–25, and the replays back it up: with the way both teams actually played, UL Monroe wins 8 of 10. UTEP had the bounces: 3rd & 4th downs alone were worth 9 points of win probability to UTEP.

An off day for UTEP: its offense and defense both played far below their usual level. In a fresh game against UL Monroe it would win 50% of the time; with this day’s form, 16%. The numbers

Before kickoff UTEP was a 64% favorite. The biggest swing (Q1, 10:59 left): Holding on UTEP, 10 yards, wiping out the play, worth 10 points of win probability to UL Monroe.

Final

UL Monroe Warhawks 31
UTEP Miners 25

September 20, 2025 · Sun Bowl · Closing line: UTEP −5.5

Luck index +16 UL Monroe about even · −16 UTEP

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. UL Monroe wins 8, UTEP wins 2.

  1. 1 ULM 45 UTEP 0
  2. 2 ULM 48 UTEP 16
  3. 3 ULM 34 UTEP 7
  4. 4 ULM 45 UTEP 24
  5. 5 ULM 38 UTEP 21
  6. 6 ULM 48 UTEP 35
  7. 7 ULM 23 UTEP 14
  8. 8 ULM 20 UTEP 17
  9. 9 ULM 20 UTEP 24
  10. 10 ULM 7 UTEP 20

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for UTEP

Its offense and defense both played far below their usual level. In a fresh game against UL Monroe it would win 50% of the time; with this day’s form, 16%.

34 points apart for UTEP: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
UL Monroe offenseEPA per play gained +0.44 +0.05 better by 0.39
UL Monroe defenseEPA per play allowed −0.10 +0.07 better by 0.17
UTEP offenseEPA per play gained −0.10 +0.01 worse by 0.12
UTEP defenseEPA per play allowed +0.44 +0.04 worse by 0.40

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

UL Monroe wins 84% of them, UTEP 16%, counting the 1% still level after regulation as half each. The line is what actually happened: UL Monroe by 6.

Show as a table
Final margin in the replaysShare of replays
UL Monroe by 17+47.1%
UL Monroe by 9–1619.1%
UL Monroe by 1–816.6%
Level after regulation1.3%
UTEP by 1–89.3%
UTEP by 9–164.3%
UTEP by 17+2.3%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.7 points to UTEP: the final margin was UL Monroe by 6, without the luck UL Monroe by 9.7. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • C. Arreola, 40 yds missed · 72% expected
  • L. Stagg, 44 yds made · 64% expected
  • C. Arreola, 27 yds made · 88% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: UL Monroe 11 for 83 yards, UTEP 7 for 75 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:59 Holding on UTEP, 10 yards, wiping out the play +10% ULM +5.0 pts
Q1 9:19 False Start on UL Monroe, 2 yards · pre-snap +1% UTEP +0.3 pts
Q1 1:25 False Start on UTEP, 5 yards · pre-snap +1% ULM +0.6 pts
Q2 12:42 Unsportsmanlike Conduct on UL Monroe, 15 yards +3% ULM +1.5 pts
Q2 8:54 Face Mask on UTEP, 15 yards +2% ULM +0.7 pts
Q2 7:18 Illegal Formation on UL Monroe, 5 yards · pre-snap +1% UTEP +0.8 pts
Q2 6:48 Holding on UTEP, 10 yards +3% ULM +1.7 pts
Q2 2:28 Illegal Substitution on UL Monroe, 5 yards · pre-snap +4% UTEP +2.2 pts
Q2 1:02 Offside on UL Monroe, 5 yards · pre-snap 0% UTEP +0.2 pts
Q2 0:00 Holding on UL Monroe, 10 yards +3% ULM 0.0 pts
Q3 8:48 False Start on UL Monroe, 5 yards · pre-snap 0% UTEP +0.3 pts
Q3 7:48 Holding on UTEP, 10 yards +1% ULM +0.6 pts
Q3 6:06 Unsportsmanlike Conduct on UL Monroe, 11 yards +1% UTEP +1.3 pts
Q3 2:13 Unsportsmanlike Conduct on UTEP, 15 yards +1% ULM +1.3 pts
Q3 1:13 Illegal Formation on UL Monroe, 5 yards, wiping out the play · pre-snap +1% UTEP +2.6 pts
Q4 14:08 Holding on UTEP, 10 yards +1% ULM +1.2 pts
Q4 7:38 Unsportsmanlike Conduct on UL Monroe, 15 yards +2% UTEP +1.6 pts
Q4 3:45 Delay of Game on UL Monroe, 5 yards · pre-snap 0% ULM +0.6 pts

When it happened

UTEP’s chance of winning

As low as 0% and as high as 73%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while UTEP was ahead in it, below while UL Monroe was.
#WhenWhat happenedWin probability forNext drive
1 Q1 13:41 UTEP converted 3rd & 83rd & 4th downs · 31% expected +5% UTEP UTEP: Turnover on downs
2 Q1 12:48 UTEP converted 3rd & 73rd & 4th downs · 34% expected +4% UTEP UTEP: Turnover on downs
3 Q1 10:59 Holding on UTEP, 10 yards, wiping out the playJudgment calls +10% ULM ULM: Touchdown
4 Q1 10:32 UTEP converted 3rd & 203rd & 4th downs · 16% expected +5% UTEP UTEP: Turnover on downs
5 Q1 9:21 UTEP was stopped on 4th & 43rd & 4th downs · 39% expected +4% ULM UTEP: Touchdown
6 Q1 3:20 UTEP was stopped on 3rd & 103rd & 4th downs · 28% expectedC. Arreola missed a 40-yard field goalKicks · 72% expected for him +8% ULM UTEP: Missed field goal
7 Q2 8:59 UL Monroe converted 3rd & 13rd & 4th downs · 78% expectedUL Monroe fumbled and recovered itFumble bounces · loose balls are close to 50/50 +4% ULM ULM: Field goal
8 Q4 1:13 UL Monroe was stopped on 4th & 43rd & 4th downs · 48% expected +5% UTEP ULM: End of game

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

UL Monroe 90% · UTEP 10%

Final margin
UL Monroe by 6
Luck in points
3.7 for UTEP
Luck-adjusted margin
UL Monroe by 9.7
Replay with same day's form
UL Monroe 84% · UTEP 16% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 4 2025 games · UL Monroe · UTEP

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