luckadjusted
CFB Week 4 · 2026

Week 5 2025 · September 27, 2025

South Alabama at North Texas, Week 5 2025: who deserved to win?

North Texas beat South Alabama 36–22, and the replays lean its way: with the same day's form, it wins 7 of 10.

Before kickoff North Texas was an 81% favorite.

Final

South Alabama Jaguars 22
North Texas Mean Green 36

September 27, 2025 · DATCU Stadium · Closing line: North Texas −13.5

Luck index +28 North Texas lucky · −28 South Alabama

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. South Alabama wins 3, North Texas wins 7.

  1. 1 USA 35 UNT 17
  2. 2 USA 24 UNT 14
  3. 3 USA 24 UNT 21
  4. 4 USA 14 UNT 17
  5. 5 USA 7 UNT 12
  6. 6 USA 14 UNT 23
  7. 7 USA 14 UNT 27
  8. 8 USA 23 UNT 38
  9. 9 USA 10 UNT 31
  10. 10 USA 0 UNT 28

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

South Alabama wins 28% of them, North Texas 72%, counting the 5% still level after regulation as half each. The line is what actually happened: North Texas by 14.

Show as a table
Final margin in the replaysShare of replays
South Alabama by 17+4.5%
South Alabama by 9–168.2%
South Alabama by 1–814.0%
Level after regulation5.0%
North Texas by 1–821.3%
North Texas by 9–1619.6%
North Texas by 17+27.4%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.3 points to North Texas: the final margin was North Texas by 14, without the luck North Texas by 13.7. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: South Alabama 8 for 79 yards, North Texas 5 for 41 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:24 Holding on North Texas, 8 yards, wiping out the play +6% USA +3.3 pts
Q1 4:03 Pass Interference on South Alabama, 15 yards +3% UNT +2.3 pts
Q1 3:56 Holding on North Texas, 10 yards +2% USA +1.4 pts
Q2 2:23 Holding on South Alabama, 10 yards, wiping out the play +2% UNT +1.4 pts
Q2 2:07 Holding on South Alabama, 10 yards, wiping out the play +1% UNT +1.2 pts
Q3 10:45 Illegal Touching on North Texas, 4 yards +2% USA +1.7 pts
Q3 8:48 Unnecessary Roughness on South Alabama, 15 yards +2% UNT +1.6 pts
Q3 5:59 Offside on South Alabama, 5 yards · pre-snap +4% USA +5.2 pts
Q4 13:35 Holding on South Alabama, 10 yards 0% UNT +0.6 pts
Q4 13:17 Intentional Grounding on South Alabama, 14 yards +1% UNT +2.5 pts
Q4 11:12 Penalty on South Alabama, 0 yards 0% UNT 0.0 pts
Q4 6:16 Pass Interference on North Texas, 9 yards 0% USA +4.5 pts
Q4 2:07 Holding on North Texas, 10 yards 0% USA +1.5 pts

When it happened

North Texas’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while North Texas was ahead in it, below while South Alabama was.
#WhenWhat happenedWin probability forNext drive
1 Q1 10:40 South Alabama converted 4th & 23rd & 4th downs · 55% expected +5% USA USA: Punt
2 Q1 10:24 Holding on North Texas, 8 yards, wiping out the playJudgment calls +6% USA USA: Punt
3 Q1 9:33 North Texas converted 3rd & 63rd & 4th downs · 42% expected +4% UNT UNT: Touchdown
4 Q1 2:30 K. Nguma missed a 43-yard field goalKicks · 66% expected for him +4% USA UNT: Punt
5 Q2 12:01 South Alabama converted 3rd & 103rd & 4th downs · 28% expected +5% USA USA: Turnover
6 Q2 10:21 South Alabama converted 3rd & 53rd & 4th downs · 43% expected +4% USA USA: Turnover
7 Q3 10:25 North Texas converted 3rd & 143rd & 4th downs · 24% expected +4% UNT UNT: Touchdown
8 Q3 5:59 Offside on South Alabama, 5 yardsPre-snap flags +4% USA UNT: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

South Alabama 5% · North Texas 95%

Final margin
North Texas by 14
Luck in points
0.3 for North Texas
Luck-adjusted margin
North Texas by 13.7
Replay with same day's form
South Alabama 28% · North Texas 72% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 5 2025 games · South Alabama · North Texas

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