luckadjusted
CFB Week 4 · 2026

Week 7 2025 · October 10, 2025

South Florida at North Texas, Week 7 2025: who deserved to win?

South Florida beat North Texas 63–36, and the replays back it up: with the way both teams actually played, South Florida wins 9 of 10.

An off day for North Texas: its defense played far below its usual level. In a fresh game against South Florida it would win 41% of the time; with this day’s form, 7%. The numbers

Before kickoff North Texas was a 56% favorite. The biggest swing (Q3, 11:35 left): Return touchdown by South Florida, worth 11 points of win probability to South Florida.

Final

South Florida Bulls 63
North Texas Mean Green 36

October 10, 2025 · DATCU Stadium · Closing line: North Texas −2.5

Luck index +7 South Florida about even · −7 North Texas

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. South Florida wins 9, North Texas wins 1.

  1. 1 USF 66 UNT 17
  2. 2 USF 69 UNT 27
  3. 3 USF 49 UNT 13
  4. 4 USF 48 UNT 17
  5. 5 USF 52 UNT 26
  6. 6 USF 52 UNT 31
  7. 7 USF 38 UNT 21
  8. 8 USF 48 UNT 36
  9. 9 USF 38 UNT 34
  10. 10 USF 42 UNT 51

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for North Texas

Its defense played far below its usual level. In a fresh game against South Florida it would win 41% of the time; with this day’s form, 7%.

35 points apart for North Texas: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
South Florida offenseEPA per play gained +0.62 +0.03 better by 0.59
South Florida defenseEPA per play allowed +0.20 +0.09 worse by 0.10
North Texas offenseEPA per play gained +0.20 +0.13 better by 0.07
North Texas defenseEPA per play allowed +0.62 +0.10 worse by 0.52

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

South Florida wins 93% of them, North Texas 7%, counting the 1% still level after regulation as half each. The line is what actually happened: South Florida by 27.

Show as a table
Final margin in the replaysShare of replays
South Florida by 17+71.8%
South Florida by 9–1612.3%
South Florida by 1–88.2%
Level after regulation1.5%
North Texas by 1–83.9%
North Texas by 9–161.4%
North Texas by 17+0.9%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +4.6 points to North Texas: the final margin was South Florida by 27, without the luck South Florida by 31.6. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: South Florida 5 for 52 yards, North Texas 4 for 30 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 11:44 Holding on South Florida, 7 yards +2% UNT +1.2 pts
Q2 15:00 False Start on North Texas, 5 yards · pre-snap +1% USF +0.6 pts
Q2 15:00 False Start on North Texas, 5 yards · pre-snap +1% USF +0.5 pts
Q2 9:11 Pass Interference on South Florida, 15 yards +3% UNT +1.3 pts
Q3 11:35 Unsportsmanlike Conduct on South Florida, 15 yards +6% UNT +4.0 pts
Q3 5:02 Holding on North Texas, 10 yards 0% USF +0.8 pts
Q3 3:26 Illegal Substitution on South Florida, 5 yards · pre-snap 0% UNT +0.5 pts
Q4 7:47 Illegal Use of Hands on North Texas, 10 yards 0% USF +0.6 pts
Q4 3:13 Illegal Block on South Florida, 10 yards 0% UNT +0.6 pts

When it happened

North Texas’s chance of winning

As low as 0% and as high as 80%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while North Texas was ahead in it, below while South Florida was.
#WhenWhat happenedWin probability forNext drive
1 Q1 2:55 South Florida converted 4th & 23rd & 4th downs · 65% expected +4% USF USF: Touchdown
2 Q1 1:20 North Texas converted 3rd & 73rd & 4th downs · 30% expected +5% UNT UNT: Touchdown
3 Q2 11:43 South Florida converted 3rd & 43rd & 4th downs · 50% expected +3% USF USF: Touchdown
4 Q2 10:17 South Florida converted 3rd & 63rd & 4th downs · 41% expected +3% USF USF: Touchdown
5 Q2 9:11 Pass Interference on South Florida, 15 yardsJudgment calls +3% UNT UNT: Touchdown
6 Q2 7:51 North Texas converted 3rd & 33rd & 4th downs · 50% expected +2% UNT UNT: Touchdown
7 Q2 6:12 North Texas converted 4th & 13rd & 4th downs · 73% expected +3% UNT UNT: Turnover
8 Q3 11:35 North Texas fumbled and South Florida recoveredFumble bounces · loose balls are close to 50/50Unsportsmanlike Conduct on South Florida, 15 yardsJudgment callsReturn touchdown by South FloridaSpecial teams +11% USF UNT: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

South Florida 100% · North Texas 0%

Final margin
South Florida by 27
Luck in points
4.6 for North Texas
Luck-adjusted margin
South Florida by 31.6
Replay with same day's form
South Florida 93% · North Texas 7% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 7 2025 games · South Florida · North Texas

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