luckadjusted
CFB Week 4 · 2026

Week 8 2025 · October 18, 2025

Penn State at Iowa, Week 8 2025: who deserved to win?

Iowa beat Penn State 25–24, and the replays back it up: with the way both teams actually played, Iowa wins 9 of 10. Penn State had the bounces: fumble bounces alone were worth 12 points of win probability to Penn State.

An off day for Penn State: its offense played far below its usual level. In a fresh game against Iowa it would win 38% of the time; with this day’s form, 5%. The numbers

Before kickoff Iowa was a 58% favorite. The biggest swing (Q4, 1:14 left): Penn State was stopped on 4th & 4, worth 18 points of win probability to Iowa.

Final

Penn State Nittany Lions 24
Iowa Hawkeyes 25

October 18, 2025 · Kinnick Stadium · Closing line: Iowa −3

Luck index +5 Iowa about even · −5 Penn State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Penn State wins 1, Iowa wins 9.

  1. 1 PSU 34 IOWA 28
  2. 2 PSU 0 IOWA 3
  3. 3 PSU 10 IOWA 17
  4. 4 PSU 0 IOWA 10
  5. 5 PSU 3 IOWA 17
  6. 6 PSU 3 IOWA 21
  7. 7 PSU 3 IOWA 24
  8. 8 PSU 0 IOWA 24
  9. 9 PSU 7 IOWA 35
  10. 10 PSU 7 IOWA 47

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for Penn State

Its offense played far below its usual level. In a fresh game against Iowa it would win 38% of the time; with this day’s form, 5%.

33 points apart for Penn State: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
Penn State offenseEPA per play gained −0.02 +0.10 worse by 0.12
Penn State defenseEPA per play allowed +0.10 +0.04 worse by 0.06
Iowa offenseEPA per play gained +0.10 +0.03 better by 0.07
Iowa defenseEPA per play allowed −0.02 +0.04 better by 0.06

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

Penn State wins 5% of them, Iowa 95%. The line is what actually happened: Iowa by 1.

Show as a table
Final margin in the replaysShare of replays
Penn State by 17+0.3%
Penn State by 9–161.1%
Penn State by 1–83.9%
Level after regulation0.3%
Iowa by 1–814.7%
Iowa by 9–1619.9%
Iowa by 17+59.9%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +7.2 points to Penn State: the final margin was Iowa by 1, without the luck Iowa by 8.2. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • D. Stevens, 39 yds made · 76% expected
  • D. Stevens, 46 yds missed · 64% expected
  • E. Washington II, 65 yds blocked · 33% expected
  • D. Stevens, 31 yds made · 87% expected
  • R. Barker, 32 yds made · 87% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Penn State 2 for 24 yards, Iowa 3 for 20 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 9:04 Offside on Iowa, 0 yards · pre-snap 0% PSU 0.0 pts
Q1 2:14 False Start on Iowa, 5 yards · pre-snap +1% PSU +0.6 pts
Q2 14:49 Intentional Grounding on Penn State, 9 yards +5% IOWA +2.3 pts
Q2 0:22 Personal Foul on Penn State, 15 yards +2% IOWA +0.6 pts
Q3 10:53 Pass Interference on Iowa, 15 yards +7% PSU +2.4 pts

When it happened

Iowa’s chance of winning

As low as 16% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Iowa was ahead in it, below while Penn State was.
#WhenWhat happenedWin probability forNext drive
1 Q1 11:47 Penn State converted 4th & 43rd & 4th downs · 44% expected +7% PSU PSU: Touchdown
2 Q3 0:12 Penn State was stopped on 4th & 13rd & 4th downs · 74% expected +15% IOWA PSU: Field goal
3 Q4 12:21 Penn State converted 3rd & 43rd & 4th downs · 45% expected +8% PSU PSU: Field goal
4 Q4 9:45 Penn State fumbled and recovered itFumble bounces · loose balls are close to 50/50 +7% PSU PSU: Field goal
5 Q4 9:29 Penn State converted 3rd & 113rd & 4th downs · 23% expected +11% PSU PSU: Field goal
6 Q4 3:54 Iowa’s two-point try failed3rd & 4th downs · 46% expected +8% PSU IOWA: End of game
7 Q4 1:14 Penn State was stopped on 4th & 43rd & 4th downs · 44% expected +18% IOWA –
8 Q4 0:44 Iowa converted 3rd & 63rd & 4th downs · 40% expected +11% PSU IOWA: End of game

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Penn State 10% · Iowa 90%

Final margin
Iowa by 1
Luck in points
7.2 for Penn State
Luck-adjusted margin
Iowa by 8.2
Replay with same day's form
Penn State 5% · Iowa 95% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 8 2025 games · Penn State · Iowa

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