luckadjusted
CFB Week 4 · 2026

Week 8 2025 · October 17, 2025

Louisville at Miami, Week 8 2025: who deserved to win?

Louisville beat Miami 24–21, but the replays lean toward Miami: it takes 8 of 10 with the same day's form. Luck ran its way: 3rd & 4th downs alone were worth 15 points of win probability to Louisville.

Before kickoff Miami was a 75% favorite. The biggest swing (Q4, 0:00 left): Louisville was stopped on 3rd & 12, worth 21 points of win probability to Louisville.

Final

Louisville Cardinals 24
Miami Hurricanes 21

October 17, 2025 · Hard Rock Stadium · Closing line: Miami −10.5

Luck index +76 Louisville very lucky · −76 Miami

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Louisville wins 2, Miami wins 8.

  1. 1 LOU 35 MIA 19
  2. 2 LOU 24 MIA 20
  3. 3 LOU 14 MIA 16
  4. 4 LOU 28 MIA 34
  5. 5 LOU 17 MIA 26
  6. 6 LOU 10 MIA 23
  7. 7 LOU 17 MIA 33
  8. 8 LOU 17 MIA 37
  9. 9 LOU 17 MIA 41
  10. 10 LOU 10 MIA 42

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Louisville wins 24% of them, Miami 76%, counting the 2% still level after regulation as half each. The line is what actually happened: Louisville by 3.

Show as a table
Final margin in the replaysShare of replays
Louisville by 17+4.5%
Louisville by 9–166.8%
Louisville by 1–810.7%
Level after regulation2.4%
Miami by 1–821.8%
Miami by 9–1619.1%
Miami by 17+34.7%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.8 points to Miami: the final margin was Louisville by 3, without the luck Louisville by 3.8. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • C. Davis, 27 yds made · 91% expected
  • C. Ranvier, 48 yds made · 59% expected
  • C. Davis, 41 yds made · 72% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Louisville 6 for 64 yards, Miami 8 for 62 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 8:28 Unnecessary Roughness on Miami, 15 yards +7% LOU +3.1 pts
Q2 14:34 Unsportsmanlike Conduct on Miami, 3 yards +2% LOU +0.8 pts
Q2 9:01 False Start on Miami, 5 yards · pre-snap +2% LOU +0.6 pts
Q2 6:39 Personal Foul on Louisville, 15 yards +2% MIA +0.9 pts
Q2 4:51 Holding on Miami, 10 yards +2% LOU +0.6 pts
Q3 14:55 Holding on Miami, 9 yards +2% LOU +0.6 pts
Q3 7:30 Illegal Substitution on Louisville, 4 yards · pre-snap +2% MIA +0.6 pts
Q3 6:08 Holding on Louisville, 10 yards +4% MIA +1.4 pts
Q3 4:13 Roughing the Passer on Louisville, 15 yards +5% MIA +1.6 pts
Q3 2:21 False Start on Miami, 5 yards · pre-snap +4% LOU +0.8 pts
Q4 15:00 Illegal Snap on Louisville, 5 yards · pre-snap +2% MIA +0.6 pts
Q4 9:47 Holding on Miami, 10 yards +8% LOU +2.5 pts
Q4 9:16 Roughing the Passer on Louisville, 15 yards, wiping out the play +14% MIA +5.9 pts
Q4 3:36 False Start on Miami, 5 yards · pre-snap +3% LOU +0.3 pts

When it happened

Miami’s chance of winning

As low as 0% and as high as 75%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Miami was ahead in it, below while Louisville was.
#WhenWhat happenedWin probability forNext drive
1 Q1 8:28 Unnecessary Roughness on Miami, 15 yardsJudgment calls +7% LOU LOU: Touchdown
2 Q3 1:30 Louisville converted 3rd & 103rd & 4th downs · 26% expected +11% LOU LOU: Touchdown
3 Q4 9:47 Holding on Miami, 10 yardsJudgment calls +8% LOU LOU: Turnover
4 Q4 9:16 Roughing the Passer on Louisville, 15 yards, wiping out the playJudgment calls +14% MIA MIA: Turnover
5 Q4 7:42 Louisville fumbled and Miami recoveredFumble bounces · loose balls are close to 50/50 +8% MIA LOU: Punt
6 Q4 4:13 Louisville was stopped on 3rd & 83rd & 4th downs · 31% expected +6% MIA LOU: Punt
7 Q4 3:20 Miami converted 3rd & 133rd & 4th downs · 24% expected +12% MIA MIA: Turnover
8 Q4 0:00 Louisville was stopped on 3rd & 123rd & 4th downs · 23% expected +21% LOU –

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Louisville 74% · Miami 26%

Final margin
Louisville by 3
Luck in points
0.8 for Miami
Luck-adjusted margin
Louisville by 3.8
Replay with same day's form
Louisville 24% · Miami 76% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 8 2025 games · Louisville · Miami

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