luckadjusted
CFB Week 4 · 2026

Week 9 2025 · October 25, 2025

Temple at Tulsa, Week 9 2025: who deserved to win?

Temple beat Tulsa 38–37, but the replays call it close to a coin flip: with the way both teams played, Temple wins 6 of 10. Luck ran its way: fumble bounces alone were worth 10 points of win probability to Temple.

Before kickoff Temple was a 61% favorite. The biggest swing (Q3, 9:03 left): Tulsa converted 4th & 3, worth 10 points of win probability to Tulsa.

Final (OT)

Temple Owls 38
Tulsa Golden Hurricane 37

October 25, 2025 · Chapman Stadium · Closing line: Temple −4.5

Luck index +40 Temple lucky · −40 Tulsa

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Temple wins 6, Tulsa wins 4.

  1. 1 TEM 41 TLSA 10
  2. 2 TEM 35 TLSA 14
  3. 3 TEM 35 TLSA 21
  4. 4 TEM 28 TLSA 17
  5. 5 TEM 38 TLSA 31
  6. 6 TEM 27 TLSA 24
  7. 7 TEM 17 TLSA 20
  8. 8 TEM 20 TLSA 27
  9. 9 TEM 28 TLSA 42
  10. 10 TEM 14 TLSA 37

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Temple wins 60% of them, Tulsa 40%, counting the 6% still level after regulation as half each. The line is what actually happened: Temple by 1.

Show as a table
Final margin in the replaysShare of replays
Temple by 17+22.8%
Temple by 9–1617.4%
Temple by 1–819.7%
Level after regulation5.7%
Tulsa by 1–815.2%
Tulsa by 9–1610.0%
Tulsa by 17+9.2%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.4 points to Tulsa: the final margin was Temple by 1, without the luck Temple by 4.4. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • S. Morgan, 36 yds made · 78% expected
  • C. Hardin, 52 yds made · 50% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Temple 7 for 87 yards, Tulsa 5 for 46 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 11:15 Pass Interference on Tulsa, 15 yards, wiping out the play +7% TEM +3.3 pts
Q1 10:37 Roughing the Passer on Temple, 15 yards +3% TLSA +1.6 pts
Q1 2:25 Pass Interference on Tulsa, 12 yards, wiping out the play +8% TEM +3.7 pts
Q2 13:24 Horse Collar Tackle on Tulsa, 15 yards +6% TEM +3.0 pts
Q2 9:18 Offside on Tulsa, 4 yards · pre-snap +1% TEM +0.5 pts
Q2 7:35 Pass Interference on Temple, 15 yards +4% TLSA +2.4 pts
Q2 3:07 Offside on Tulsa, 0 yards · pre-snap 0% TEM 0.0 pts
Q3 10:26 Pass Interference on Temple, 13 yards +2% TLSA +0.6 pts
Q3 4:02 Personal Foul on Temple, 15 yards +4% TLSA +1.3 pts
Q4 5:33 Pass Interference on Temple, 13 yards +6% TLSA +2.1 pts
Q4 5:28 Pass Interference on Temple, 15 yards +3% TLSA +0.9 pts
Q4 4:43 Roughing the Passer on Temple, 1 yard +3% TLSA +0.8 pts

When it happened

Tulsa’s chance of winning

As low as 0% and as high as 55%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Tulsa was ahead in it, below while Temple was.
#WhenWhat happenedWin probability forNext drive
1 Q1 11:15 Pass Interference on Tulsa, 15 yards, wiping out the playJudgment calls +7% TEM TEM: Punt
2 Q1 7:03 Temple converted 3rd & 133rd & 4th downs · 27% expected +6% TEM TEM: Punt
3 Q1 2:25 Pass Interference on Tulsa, 12 yards, wiping out the playJudgment calls +8% TEM TEM: Punt
4 Q2 1:55 Temple was stopped on 4th & 23rd & 4th downs · 59% expected +7% TLSA TEM: Touchdown
5 Q3 10:38 Tulsa converted 3rd & 73rd & 4th downs · 32% expected +7% TLSA TLSA: Touchdown
6 Q3 9:03 Tulsa converted 4th & 33rd & 4th downs · 43% expected +10% TLSA TLSA: Touchdown
7 Q3 7:28 Tulsa converted 3rd & 53rd & 4th downs · 33% expected +7% TLSA TLSA: Punt
8 Q3 2:40 Tulsa converted 3rd & 93rd & 4th downs · 28% expected +9% TLSA TLSA: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Temple 77% · Tulsa 23%

Final margin
Temple by 1
Luck in points
3.4 for Tulsa
Luck-adjusted margin
Temple by 4.4
Replay with same day's form
Temple 60% · Tulsa 40% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 9 2025 games · Temple · Tulsa

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