luckadjusted
CFB Week 4 · 2026

Week 4 2026 · September 26, 2026

Part of this game's play-by-play is missing from the source: the plays on file account for 50 of the 58 points, so the replay rests on the plays there are.

Missouri State at SMU, Week 4 2026: who deserved to win?

SMU beat Missouri State 34–24, and the replays back it up: with the way both teams actually played, SMU wins 10 of 10.

Before kickoff SMU was a 98% favorite.

Final

Missouri State Bears 24
SMU Mustangs 34

September 26, 2026 · Gerald J. Ford Stadium · Closing line: SMU −30.5

Luck index +1 SMU about even · −1 Missouri State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Missouri State wins 0, SMU wins 10.

  1. 1 MOST 14 SMU 21
  2. 2 MOST 10 SMU 23
  3. 3 MOST 14 SMU 31
  4. 4 MOST 10 SMU 31
  5. 5 MOST 7 SMU 31
  6. 6 MOST 10 SMU 38
  7. 7 MOST 14 SMU 45
  8. 8 MOST 3 SMU 38
  9. 9 MOST 10 SMU 49
  10. 10 MOST 7 SMU 52

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Missouri State wins 1% of them, SMU 99%. The line is what actually happened: SMU by 10.

Show as a table
Final margin in the replaysShare of replays
Missouri State by 17+0.0%
Missouri State by 9–160.1%
Missouri State by 1–80.8%
Level after regulation0.4%
SMU by 1–84.3%
SMU by 9–169.5%
SMU by 17+85.0%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.5 points to Missouri State: the final margin was SMU by 10, without the luck SMU by 13.5. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • Y. Obeid, 35 yds made · 81% expected
  • N. Reed, 29 yds missed · 86% expected
  • B. Baird, 42 yds missed · 69% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Missouri State 8 for 60 yards, SMU 12 for 111 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 8:54 Face Mask on Missouri State, 15 yards +1% SMU +2.6 pts
Q1 6:41 Personal Foul on Missouri State, 4 yards 0% SMU +0.2 pts
Q1 2:21 Delay of Game on Missouri State, 5 yards · pre-snap 0% SMU +0.6 pts
Q2 10:55 Unnecessary Roughness on Missouri State, 1 yard +1% SMU +1.2 pts
Q2 8:44 Holding on SMU, 10 yards 0% MOST +0.6 pts
Q2 7:34 Holding on SMU, 10 yards +1% MOST +1.6 pts
Q2 6:19 Holding on SMU, 10 yards 0% MOST +0.6 pts
Q3 15:00 Holding on SMU, 10 yards +1% MOST +1.3 pts
Q3 12:20 Delay of Game on Missouri State, 5 yards · pre-snap 0% SMU +0.3 pts
Q3 12:07 Holding on SMU, 10 yards 0% MOST +0.6 pts
Q3 10:18 Helping the Runner on SMU, 5 yards 0% MOST +0.3 pts
Q3 5:53 Holding on SMU, 10 yards 0% MOST +1.5 pts
Q3 0:02 Pass Interference on SMU, 15 yards +1% MOST +3.6 pts
Q4 12:16 Pass Interference on SMU, 1 yard, wiping out the play +3% MOST +7.6 pts
Q4 10:40 Holding on Missouri State, 10 yards +1% SMU +0.6 pts
Q4 8:36 Face Mask on Missouri State, 15 yards +3% SMU +1.6 pts
Q4 8:22 Holding on SMU, 10 yards, wiping out the play +4% MOST +2.2 pts
Q4 5:33 Delay of Game on Missouri State, 5 yards · pre-snap 0% SMU +0.6 pts
Q4 4:07 Offside on SMU, 5 yards · pre-snap 0% MOST +0.3 pts
Q4 1:59 Unnecessary Roughness on SMU, 15 yards 0% MOST +1.6 pts

When it happened

SMU’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while SMU was ahead in it, below while Missouri State was.
#WhenWhat happenedWin probability forNext drive
1 Q1 0:41 Return touchdown by Missouri StateSpecial teams +8% MOST MOST: Punt
2 Q2 3:57 N. Reed missed a 29-yard field goalKicks · 86% expected for him +3% MOST SMU: Touchdown
3 Q4 12:16 Pass Interference on SMU, 1 yard, wiping out the playJudgment calls +3% MOST MOST: Punt
4 Q4 11:22 SMU was stopped on 3rd & 73rd & 4th downs · 38% expected +4% MOST SMU: Punt
5 Q4 9:11 Missouri State was stopped on 3rd & 43rd & 4th downs · 44% expected +3% SMU MOST: Punt
6 Q4 8:36 Face Mask on Missouri State, 15 yardsJudgment calls +3% SMU SMU: Touchdown
7 Q4 8:22 Holding on SMU, 10 yards, wiping out the playJudgment calls +4% MOST MOST: Turnover
8 Q4 5:34 SMU converted 3rd & 83rd & 4th downs · 36% expected +3% SMU SMU: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Missouri State 1% · SMU 99%

Final margin
SMU by 10
Luck in points
3.5 for Missouri State
Luck-adjusted margin
SMU by 13.5
Replay with same day's form
Missouri State 1% · SMU 99% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here. Part of this game's play-by-play is missing from the source: the plays on file account for 50 of the 58 points, so the replay rests on the plays there are.

Methodology and validation · All Week 4 2026 games · Missouri State · SMU

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