luckadjusted
CFB Week 4 · 2026

Week 1 2025 · August 30, 2025

Temple at Massachusetts, Week 1 2025: who deserved to win?

Temple beat Massachusetts 42–10, and the replays back it up: with the way both teams actually played, Temple wins 9 of 10.

Before kickoff Temple was a 58% favorite.

Final

Temple Owls 42
Massachusetts Minutemen 10

August 30, 2025 · Warren McGuirk Alumni Stadium · Closing line: Temple −3

Luck index +9 Temple about even · −9 Massachusetts

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Temple wins 9, Massachusetts wins 1.

  1. 1 TEM 62 MASS 21
  2. 2 TEM 41 MASS 7
  3. 3 TEM 42 MASS 14
  4. 4 TEM 42 MASS 17
  5. 5 TEM 38 MASS 17
  6. 6 TEM 38 MASS 20
  7. 7 TEM 35 MASS 21
  8. 8 TEM 34 MASS 24
  9. 9 TEM 28 MASS 24
  10. 10 TEM 35 MASS 41

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Temple wins 91% of them, Massachusetts 9%, counting the 1% still level after regulation as half each. The line is what actually happened: Temple by 32.

Show as a table
Final margin in the replaysShare of replays
Temple by 17+59.5%
Temple by 9–1618.9%
Temple by 1–812.3%
Level after regulation0.8%
Massachusetts by 1–85.9%
Massachusetts by 9–161.8%
Massachusetts by 17+0.9%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +9.7 points to Temple: the final margin was Temple by 32, without the luck Temple by 22.3. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: Temple 5 for 57 yards, Massachusetts 6 for 32 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 14:17 Pass Interference on Temple, 15 yards +2% MASS +1.0 pts
Q1 11:20 Holding on Temple, 10 yards +1% MASS +0.6 pts
Q1 5:02 False Start on Massachusetts, 5 yards · pre-snap +1% MASS +0.8 pts
Q1 1:37 False Start on Massachusetts, 5 yards · pre-snap +1% TEM +0.5 pts
Q2 7:48 Penalty on Massachusetts, 0 yards 0% TEM 0.0 pts
Q2 0:59 Penalty on Massachusetts, 12 yards +1% TEM +0.7 pts
Q2 0:00 Penalty on Massachusetts, 5 yards 0% TEM 0.0 pts
Q3 13:05 Holding on Temple, 10 yards, wiping out the play +2% MASS +2.8 pts
Q3 8:01 Personal Foul on Temple, 15 yards +2% MASS +2.5 pts
Q3 4:54 Holding on Temple, 7 yards +2% MASS +2.1 pts
Q4 3:57 Offside on Massachusetts, 5 yards · pre-snap 0% TEM +0.5 pts

When it happened

Massachusetts’s chance of winning

As low as 0% and as high as 60%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Massachusetts was ahead in it, below while Temple was.
#WhenWhat happenedWin probability forNext drive
1 Q1 12:52 Massachusetts converted 4th & 13rd & 4th downs · 73% expected +3% MASS MASS: Touchdown
2 Q1 9:04 Temple converted 3rd & 43rd & 4th downs · 52% expected +3% TEM TEM: Touchdown
3 Q1 7:33 Temple converted 3rd & 53rd & 4th downs · 47% expected +4% TEM TEM: Touchdown
4 Q1 3:28 Massachusetts converted 3rd & 83rd & 4th downs · 29% expected +6% MASS MASS: Field goal
5 Q2 13:37 Massachusetts converted 3rd & 73rd & 4th downs · 32% expected +5% MASS MASS: Turnover
6 Q2 12:28 Massachusetts fumbled and Temple recoveredFumble bounces · loose balls are close to 50/50 +7% TEM MASS: Turnover on downs
7 Q2 8:26 Massachusetts was stopped on 3rd & 33rd & 4th downs · 44% expected +3% TEM MASS: Turnover on downs
8 Q2 1:11 Temple converted 3rd & 83rd & 4th downs · 36% expected +4% MASS TEM: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Temple 100% · Massachusetts 0%

Final margin
Temple by 32
Luck in points
9.7 for Temple
Luck-adjusted margin
Temple by 22.3
Replay with same day's form
Temple 91% · Massachusetts 9% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 1 2025 games · Temple · Massachusetts

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