luckadjusted
CFB Week 4 · 2026

Week 10 2025 · November 1, 2025

Cincinnati at Utah, Week 10 2025: who deserved to win?

Utah beat Cincinnati 45–14, and the replays lean its way: with the same day's form, it wins 7 of 10.

Before kickoff Utah was a 77% favorite.

Final

Cincinnati Bearcats 14
Utah Utes 45

November 1, 2025 · Rice-Eccles Stadium · Closing line: Utah −11.5

Luck index +27 Utah lucky · −27 Cincinnati

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Cincinnati wins 3, Utah wins 7.

  1. 1 CIN 51 UTAH 31
  2. 2 CIN 48 UTAH 38
  3. 3 CIN 44 UTAH 41
  4. 4 CIN 14 UTAH 16
  5. 5 CIN 8 UTAH 14
  6. 6 CIN 24 UTAH 33
  7. 7 CIN 31 UTAH 45
  8. 8 CIN 0 UTAH 17
  9. 9 CIN 17 UTAH 41
  10. 10 CIN 21 UTAH 55

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Cincinnati wins 27% of them, Utah 73%, counting the 3% still level after regulation as half each. The line is what actually happened: Utah by 31.

Show as a table
Final margin in the replaysShare of replays
Cincinnati by 17+5.3%
Cincinnati by 9–167.8%
Cincinnati by 1–811.7%
Level after regulation3.1%
Utah by 1–820.6%
Utah by 9–1617.8%
Utah by 17+33.8%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +11.2 points to Utah: the final margin was Utah by 31, without the luck Utah by 19.8. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • S. Rusnak, 42 yds missed · 71% expected
  • D. Curtis, 33 yds made · 83% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Cincinnati 8 for 60 yards, Utah 5 for 30 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 7:36 Illegal Motion on Utah, 5 yards · pre-snap +1% CIN +0.9 pts
Q1 6:44 Offside on Utah, 5 yards · pre-snap +2% CIN +1.3 pts
Q2 10:48 False Start on Cincinnati, 5 yards · pre-snap +1% UTAH +0.5 pts
Q2 7:17 Pass Interference on Cincinnati, 15 yards +1% UTAH +0.6 pts
Q2 2:37 False Start on Utah, 5 yards · pre-snap 0% CIN +0.5 pts
Q2 1:52 Face Mask on Cincinnati, 5 yards +1% UTAH +1.0 pts
Q2 1:24 Offside on Cincinnati, 1 yard · pre-snap 0% UTAH +0.6 pts
Q3 14:30 Offside on Cincinnati, 5 yards · pre-snap 0% UTAH +0.9 pts
Q3 10:07 Pass Interference on Cincinnati, 15 yards +3% UTAH +2.6 pts
Q3 7:41 False Start on Utah, 5 yards · pre-snap 0% CIN +0.4 pts
Q3 3:23 Face Mask on Cincinnati, 9 yards +1% UTAH +1.3 pts
Q3 3:13 Holding on Utah, 10 yards 0% CIN +0.6 pts
Q4 10:59 False Start on Cincinnati, 5 yards · pre-snap 0% UTAH +1.8 pts

When it happened

Utah’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Utah was ahead in it, below while Cincinnati was.
#WhenWhat happenedWin probability forNext drive
1 Q1 14:26 Cincinnati was stopped on 3rd & 43rd & 4th downs · 46% expected +2% UTAH CIN: Punt
2 Q1 11:10 Utah fumbled and recovered itFumble bounces · loose balls are close to 50/50 +3% UTAH UTAH: Touchdown
3 Q1 10:21 Utah converted 3rd & 103rd & 4th downs · 29% expected +4% UTAH UTAH: Touchdown
4 Q1 8:27 Utah converted 4th & 73rd & 4th downs · 36% expected +4% UTAH UTAH: Touchdown
5 Q1 5:06 Cincinnati converted 3rd & 33rd & 4th downs · 53% expected +2% CIN CIN: Touchdown
6 Q2 14:17 S. Rusnak missed a 42-yard field goalKicks · 71% expected for him +4% UTAH CIN: Turnover
7 Q2 10:16 Cincinnati fumbled and Utah recoveredFumble bounces · loose balls are close to 50/50 +4% UTAH CIN: Punt
8 Q3 10:07 Pass Interference on Cincinnati, 15 yardsJudgment calls +3% UTAH UTAH: Turnover

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Cincinnati 0% · Utah 100%

Final margin
Utah by 31
Luck in points
11.2 for Utah
Luck-adjusted margin
Utah by 19.8
Replay with same day's form
Cincinnati 27% · Utah 73% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 10 2025 games · Cincinnati · Utah

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