luckadjusted
CFB Week 4 · 2026

Week 10 2025 · November 1, 2025

Navy at North Texas, Week 10 2025: who deserved to win?

North Texas beat Navy 31–17, but the replays call it close to a coin flip: with the way both teams played, North Texas wins 5 of 10.

Before kickoff North Texas was a 66% favorite.

Final

Navy Midshipmen 17
North Texas Mean Green 31

November 1, 2025 · DATCU Stadium · Closing line: North Texas −6.5

Luck index +52 North Texas lucky · −52 Navy

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Navy wins 5, North Texas wins 5.

  1. 1 NAVY 49 UNT 27
  2. 2 NAVY 22 UNT 7
  3. 3 NAVY 24 UNT 13
  4. 4 NAVY 20 UNT 14
  5. 5 NAVY 27 UNT 24
  6. 6 NAVY 14 UNT 17
  7. 7 NAVY 17 UNT 24
  8. 8 NAVY 7 UNT 17
  9. 9 NAVY 7 UNT 21
  10. 10 NAVY 14 UNT 35

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Navy wins 52% of them, North Texas 48%, counting the 2% still level after regulation as half each. The line is what actually happened: North Texas by 14.

Show as a table
Final margin in the replaysShare of replays
Navy by 17+13.1%
Navy by 9–1617.1%
Navy by 1–821.7%
Level after regulation1.7%
North Texas by 1–825.6%
North Texas by 9–1612.4%
North Texas by 17+8.6%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +4.3 points to North Texas: the final margin was North Texas by 14, without the luck North Texas by 9.7. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • N. Kirkwood, 26 yds made · 88% expected
  • K. Nguma, 21 yds made · 93% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Navy 8 for 55 yards, North Texas 3 for 25 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 8:25 Holding on Navy, 10 yards +3% UNT +2.0 pts
Q1 3:26 Offside on North Texas, 5 yards · pre-snap +1% NAVY +1.0 pts
Q2 14:20 Offside on Navy, 5 yards · pre-snap +1% UNT +0.7 pts
Q2 9:58 Holding on North Texas, 10 yards +1% NAVY +0.4 pts
Q2 7:14 Kick Catch Interference on Navy, 15 yards +1% UNT +0.9 pts
Q2 4:26 False Start on Navy, 5 yards · pre-snap +1% UNT +1.3 pts
Q3 13:46 False Start on Navy, 5 yards · pre-snap +1% UNT +0.6 pts
Q3 11:43 Delay of Game on Navy, 5 yards · pre-snap +1% UNT +0.5 pts
Q3 5:34 False Start on Navy, 5 yards · pre-snap +2% UNT +0.8 pts
Q3 1:46 Holding on North Texas, 10 yards +1% NAVY +0.8 pts
Q4 3:41 Offside on Navy, 5 yards · pre-snap 0% UNT +0.2 pts

When it happened

North Texas’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while North Texas was ahead in it, below while Navy was.
#WhenWhat happenedWin probability forNext drive
1 Q1 8:25 Holding on Navy, 10 yardsJudgment calls +3% UNT UNT: Touchdown
2 Q1 3:32 North Texas converted 3rd & 33rd & 4th downs · 51% expected +2% UNT UNT: Punt
3 Q1 1:25 Navy converted 3rd & 93rd & 4th downs · 31% expected +3% NAVY NAVY: Turnover
4 Q1 0:08 Navy fumbled and North Texas recoveredFumble bounces · loose balls are close to 50/50 +3% UNT NAVY: Field goal
5 Q3 9:48 Navy converted 4th & 33rd & 4th downs · 56% expected +3% NAVY NAVY: Turnover
6 Q3 3:52 North Texas converted 3rd & 53rd & 4th downs · 47% expected +3% UNT UNT: Touchdown
7 Q3 2:51 North Texas was stopped on 3rd & 13rd & 4th downs · 81% expected +3% NAVY UNT: Touchdown
8 Q4 10:22 Navy was stopped on 4th & 23rd & 4th downs · 57% expected +2% UNT NAVY: Turnover

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Navy 4% · North Texas 96%

Final margin
North Texas by 14
Luck in points
4.3 for North Texas
Luck-adjusted margin
North Texas by 9.7
Replay with same day's form
Navy 52% · North Texas 48% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 10 2025 games · Navy · North Texas

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