luckadjusted
CFB Week 4 · 2026

Week 10 2025 · November 1, 2025

Rutgers at Illinois, Week 10 2025: who deserved to win?

Illinois beat Rutgers 35–13, and the replays back it up: with the way both teams actually played, Illinois wins 10 of 10.

Before kickoff Illinois was an 81% favorite.

Final

Rutgers Scarlet Knights 13
Illinois Fighting Illini 35

November 1, 2025 · Memorial Stadium (Champaign, IL) · Closing line: Illinois −13.5

Luck index 0 Illinois about even · 0 Rutgers

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Rutgers wins 0, Illinois wins 10.

  1. 1 RUTG 14 ILL 27
  2. 2 RUTG 0 ILL 17
  3. 3 RUTG 13 ILL 35
  4. 4 RUTG 3 ILL 28
  5. 5 RUTG 0 ILL 28
  6. 6 RUTG 7 ILL 38
  7. 7 RUTG 0 ILL 34
  8. 8 RUTG 0 ILL 36
  9. 9 RUTG 0 ILL 40
  10. 10 RUTG 0 ILL 45

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Rutgers wins 0% of them, Illinois 100%. The line is what actually happened: Illinois by 22.

Show as a table
Final margin in the replaysShare of replays
Rutgers by 17+0.0%
Rutgers by 9–160.0%
Rutgers by 1–80.1%
Level after regulation0.1%
Illinois by 1–81.3%
Illinois by 9–164.5%
Illinois by 17+94.0%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +8.0 points to Illinois: the final margin was Illinois by 22, without the luck Illinois by 14. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • J. Patel, 26 yds made · 90% expected
  • J. Patel, 40 yds made · 72% expected
  • D. Olano, 45 yds missed · 67% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Rutgers 3 for 20 yards, Illinois 2 for 25 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:24 Delay of Game on Rutgers, 5 yards · pre-snap +1% ILL +0.5 pts
Q2 10:59 Holding on Illinois, 10 yards +1% RUTG +0.8 pts
Q2 5:18 Holding on Rutgers, 10 yards +2% ILL +1.2 pts
Q4 5:54 Pass Interference on Illinois, 15 yards 0% RUTG +2.3 pts
Q4 0:52 False Start on Rutgers, 5 yards · pre-snap 0% ILL +0.3 pts

When it happened

Illinois’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Illinois was ahead in it, below while Rutgers was.
#WhenWhat happenedWin probability forNext drive
1 Q1 10:24 Rutgers was stopped on 3rd & 103rd & 4th downs · 31% expectedDelay of Game on Rutgers, 5 yardsPre-snap flags +2% ILL RUTG: Punt
2 Q1 8:59 Illinois converted 3rd & 43rd & 4th downs · 49% expected +2% ILL ILL: Touchdown
3 Q2 11:35 Illinois converted 3rd & 173rd & 4th downs · 20% expected +4% ILL ILL: Turnover
4 Q2 8:53 Rutgers was stopped on 3rd & 33rd & 4th downs · 57% expected +3% ILL RUTG: Field goal
5 Q2 8:14 Rutgers converted 4th & 43rd & 4th downs · 50% expected +5% RUTG RUTG: Field goal
6 Q2 4:09 Illinois converted 3rd & 63rd & 4th downs · 40% expected +3% ILL ILL: Touchdown
7 Q2 2:04 Illinois converted 4th & 33rd & 4th downs · 47% expected +5% ILL ILL: Touchdown
8 Q2 0:33 Illinois converted 3rd & 103rd & 4th downs · 30% expected +2% ILL ILL: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Rutgers 1% · Illinois 99%

Final margin
Illinois by 22
Luck in points
8.0 for Illinois
Luck-adjusted margin
Illinois by 14.0
Replay with same day's form
Rutgers 0% · Illinois 100% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 10 2025 games · Rutgers · Illinois

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