luckadjusted
CFB Week 4 · 2026

Week 11 2025 · November 8, 2025

Florida International at Middle Tennessee, Week 11 2025: who deserved to win?

Florida International beat Middle Tennessee 56–30, and the replays back it up: with the way both teams actually played, Florida International wins 10 of 10.

An off day for Middle Tennessee: its defense played far below its usual level. In a fresh game against Florida International it would win 47% of the time; with this day’s form, 2%. The numbers

Before kickoff Middle Tennessee was a 54% favorite. The biggest swing (Q3, 10:46 left): Holding on Florida International, 10 yards, wiping out the play, worth 8 points of win probability to Middle Tennessee.

Final

Florida International Panthers 56
Middle Tennessee Blue Raiders 30

November 8, 2025 · Johnny "Red" Floyd Stadium · Closing line: Middle Tennessee −1.5

Luck index +2 Florida International about even · −2 Middle Tennessee

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Florida International wins 10, Middle Tennessee wins 0.

  1. 1 FIU 73 MTSU 9
  2. 2 FIU 67 MTSU 14
  3. 3 FIU 68 MTSU 20
  4. 4 FIU 56 MTSU 13
  5. 5 FIU 56 MTSU 17
  6. 6 FIU 36 MTSU 3
  7. 7 FIU 73 MTSU 44
  8. 8 FIU 42 MTSU 17
  9. 9 FIU 44 MTSU 24
  10. 10 FIU 36 MTSU 26

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

An off day for Middle Tennessee

Its defense played far below its usual level. In a fresh game against Florida International it would win 47% of the time; with this day’s form, 2%.

45 points apart for Middle Tennessee: the gap is how differently this game went from what the two teams usually are.

UnitThis gameUsual levelBetter or worse than usual
Florida International offenseEPA per play gained +0.36 +0.04 better by 0.32
Florida International defenseEPA per play allowed +0.13 +0.03 worse by 0.10
Middle Tennessee offenseEPA per play gained +0.13 −0.00 better by 0.14
Middle Tennessee defenseEPA per play allowed +0.36 +0.13 worse by 0.23

EPA (expected points added) per play on competitive snaps, turnovers left out because they are valued as luck. Usual level: the team’s earlier games this season plus half of last season, pulled toward the league average. One team’s defense and the other team’s offense are the same snaps, so one game can’t fully say whose day it was; it shows how far this one was from both teams’ norms.

How 4,000 replays ended

Florida International wins 98% of them, Middle Tennessee 2%. The line is what actually happened: Florida International by 26.

Show as a table
Final margin in the replaysShare of replays
Florida International by 17+90.1%
Florida International by 9–165.3%
Florida International by 1–82.5%
Level after regulation0.4%
Middle Tennessee by 1–81.3%
Middle Tennessee by 9–160.4%
Middle Tennessee by 17+0.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +5.5 points to Florida International: the final margin was Florida International by 26, without the luck Florida International by 20.5. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • J. Hathaway, 48 yds made · 58% expected
  • N. Grant, 33 yds made · 82% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Florida International 5 for 56 yards, Middle Tennessee 7 for 81 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 10:58 Holding on Florida International, 10 yards, wiping out the play +7% MTSU +3.3 pts
Q1 8:47 False Start on Middle Tennessee, 5 yards · pre-snap +2% FIU +0.8 pts
Q1 6:49 Encroachment on Florida International, 5 yards · pre-snap +1% MTSU +0.7 pts
Q1 5:01 Holding on Middle Tennessee, 10 yards +4% FIU +2.1 pts
Q1 3:42 Face Mask on Middle Tennessee, 15 yards +3% FIU +1.6 pts
Q2 8:46 Roughing the Passer on Middle Tennessee, 15 yards +3% FIU +1.1 pts
Q2 3:41 Face Mask on Florida International, 16 yards +3% MTSU +1.7 pts
Q3 14:58 Roughing the Passer on Middle Tennessee, 15 yards +4% FIU +1.6 pts
Q3 10:46 Holding on Florida International, 10 yards, wiping out the play +8% MTSU +3.1 pts
Q4 10:55 Delay of Game on Middle Tennessee, 5 yards · pre-snap 0% FIU +0.3 pts
Q4 9:51 Face Mask on Middle Tennessee, 16 yards 0% FIU +1.7 pts
Q4 9:15 Unsportsmanlike Conduct on Florida International, 15 yards 0% MTSU +1.6 pts

When it happened

Middle Tennessee’s chance of winning

As low as 0% and as high as 75%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Middle Tennessee was ahead in it, below while Florida International was.
#WhenWhat happenedWin probability forNext drive
1 Q1 10:58 Holding on Florida International, 10 yards, wiping out the playJudgment calls +7% MTSU MTSU: Touchdown
2 Q1 0:54 Middle Tennessee fumbled and Florida International recoveredFumble bounces · loose balls are close to 50/50 +6% FIU MTSU: Punt
3 Q2 7:29 Florida International converted 3rd & 13rd & 4th downs · 79% expected +6% MTSU FIU: Touchdown
4 Q2 7:04 Middle Tennessee fumbled and Florida International recoveredFumble bounces · loose balls are close to 50/50 +5% FIU MTSU: Touchdown
5 Q3 12:45 Florida International converted 4th & 23rd & 4th downs · 65% expected +5% FIU FIU: End of half
6 Q3 10:46 Holding on Florida International, 10 yards, wiping out the playJudgment calls +8% MTSU MTSU: Punt
7 Q3 3:37 Middle Tennessee converted 3rd & 43rd & 4th downs · 44% expected +5% MTSU MTSU: Touchdown
8 Q3 3:10 Florida International fumbled and recovered itFumble bounces · loose balls are close to 50/50 +6% FIU FIU: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Florida International 100% · Middle Tennessee 0%

Final margin
Florida International by 26
Luck in points
5.5 for Florida International
Luck-adjusted margin
Florida International by 20.5
Replay with same day's form
Florida International 98% · Middle Tennessee 2% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 11 2025 games · Florida International · Middle Tennessee

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