luckadjusted
CFB Week 4 · 2026

Week 14 2025 · November 29, 2025

Ball State at Miami (OH), Week 14 2025: who deserved to win?

Miami (OH) beat Ball State 45–24, and the replays back it up: with the way both teams actually played, Miami (OH) wins 10 of 10.

Before kickoff Miami (OH) was an 86% favorite.

Final

Ball State Cardinals 24
Miami (OH) RedHawks 45

November 29, 2025 · Yager Stadium · Closing line: Miami (OH) −16.5

Luck index +4 Miami (OH) about even · −4 Ball State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Ball State wins 0, Miami (OH) wins 10.

  1. 1 BALL 10 M-OH 13
  2. 2 BALL 24 M-OH 34
  3. 3 BALL 17 M-OH 30
  4. 4 BALL 15 M-OH 31
  5. 5 BALL 20 M-OH 38
  6. 6 BALL 24 M-OH 45
  7. 7 BALL 6 M-OH 31
  8. 8 BALL 7 M-OH 35
  9. 9 BALL 17 M-OH 50
  10. 10 BALL 14 M-OH 62

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Ball State wins 4% of them, Miami (OH) 96%, counting the 1% still level after regulation as half each. The line is what actually happened: Miami (OH) by 21.

Show as a table
Final margin in the replaysShare of replays
Ball State by 17+0.2%
Ball State by 9–160.9%
Ball State by 1–82.3%
Level after regulation0.8%
Miami (OH) by 1–87.8%
Miami (OH) by 9–1612.5%
Miami (OH) by 17+75.5%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.1 points to Ball State: the final margin was Miami (OH) by 21, without the luck Miami (OH) by 21.1. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • D. Pippin, 43 yds made · 66% expected
  • D. Dzioban, 33 yds made · 88% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Ball State 7 for 50 yards, Miami (OH) 7 for 50 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 12:53 False Start on Ball State, 5 yards · pre-snap +1% M-OH +0.7 pts
Q1 8:56 Face Mask on Miami (OH), 5 yards +1% BALL +1.0 pts
Q1 4:17 Holding on Ball State, 10 yards +1% M-OH +0.9 pts
Q2 14:37 Offside on Miami (OH), 5 yards · pre-snap 0% BALL +0.6 pts
Q2 10:17 Holding on Miami (OH), 10 yards 0% BALL +0.6 pts
Q2 6:56 False Start on Ball State, 5 yards · pre-snap 0% M-OH +0.8 pts
Q2 3:33 Holding on Miami (OH), 10 yards 0% BALL +0.6 pts
Q2 3:17 Holding on Ball State, 10 yards 0% M-OH +0.6 pts
Q2 2:00 Offside on Ball State, 5 yards · pre-snap 0% M-OH +0.7 pts
Q2 0:52 False Start on Miami (OH), 5 yards · pre-snap 0% BALL +0.2 pts
Q2 0:39 Holding on Ball State, 10 yards 0% M-OH +1.6 pts
Q3 13:37 False Start on Ball State, 5 yards · pre-snap 0% M-OH +0.5 pts
Q4 14:18 Holding on Miami (OH), 10 yards 0% BALL +2.2 pts
Q4 3:12 False Start on Miami (OH), 5 yards · pre-snap 0% BALL +0.8 pts

When it happened

Miami (OH)’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Miami (OH) was ahead in it, below while Ball State was.
#WhenWhat happenedWin probability forNext drive
1 Q1 14:01 Miami (OH) converted 3rd & 83rd & 4th downs · 33% expected +3% M-OH M-OH: Punt
2 Q1 13:00 Miami (OH) was stopped on 3rd & 93rd & 4th downs · 30% expected +1% BALL M-OH: Punt
3 Q1 12:16 Ball State was stopped on 3rd & 113rd & 4th downs · 29% expected +1% M-OH BALL: Punt
4 Q1 8:56 Face Mask on Miami (OH), 5 yardsJudgment calls +1% BALL BALL: Touchdown
5 Q1 6:26 Miami (OH) converted 3rd & 103rd & 4th downs · 22% expected +2% M-OH M-OH: Touchdown
6 Q1 4:17 Holding on Ball State, 10 yardsJudgment calls +1% M-OH M-OH: Touchdown
7 Q1 2:34 Ball State was stopped on 3rd & 153rd & 4th downs · 24% expected +1% M-OH BALL: Field goal
8 Q1 2:30 D. Pippin made a 43-yard field goalKicks · 66% expected for him +1% BALL BALL: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Ball State 0% · Miami (OH) 100%

Final margin
Miami (OH) by 21
Luck in points
0.1 for Ball State
Luck-adjusted margin
Miami (OH) by 21.1
Replay with same day's form
Ball State 4% · Miami (OH) 96% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 14 2025 games · Ball State · Miami (OH)

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