luckadjusted
CFB Week 4 · 2026

Week 14 2025 · November 29, 2025

SMU at California, Week 14 2025: who deserved to win?

California beat SMU 38–35, a result the replays rarely give: with the way both teams actually played, SMU wins 8 of 10.

Before kickoff SMU was an 81% favorite. The biggest swing (Q4, 3:32 left): Personal Foul on California, 7 yards, worth 9 points of win probability to SMU.

Final

SMU Mustangs 35
California Golden Bears 38

November 29, 2025 · California Memorial Stadium · Closing line: SMU −13.5

Luck index +82 California very lucky · −82 SMU

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. SMU wins 8, California wins 2.

  1. 1 SMU 55 CAL 17
  2. 2 SMU 69 CAL 38
  3. 3 SMU 40 CAL 16
  4. 4 SMU 52 CAL 31
  5. 5 SMU 23 CAL 7
  6. 6 SMU 31 CAL 19
  7. 7 SMU 35 CAL 27
  8. 8 SMU 27 CAL 24
  9. 9 SMU 35 CAL 38
  10. 10 SMU 24 CAL 41

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

SMU wins 82% of them, California 18%, counting the 1% still level after regulation as half each. The line is what actually happened: California by 3.

Show as a table
Final margin in the replaysShare of replays
SMU by 17+42.4%
SMU by 9–1618.9%
SMU by 1–821.0%
Level after regulation1.1%
California by 1–89.3%
California by 9–164.8%
California by 17+2.4%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +3.4 points to California: the final margin was California by 3, without the luck SMU by 0.4. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • C. Meyer, 40 yds made · 72% expected
  • A. Murray, 46 yds missed · 63% expected
  • S. Keltner, 52 yds missed · 51% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: SMU 9 for 94 yards, California 7 for 72 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 3:36 Holding on California, 10 yards, wiping out the play +8% SMU +4.1 pts
Q1 2:13 Pass Interference on California, 15 yards +5% SMU +2.8 pts
Q2 13:49 Personal Foul on SMU, 15 yards +3% CAL +1.6 pts
Q2 13:26 Holding on SMU, 10 yards +1% CAL +0.6 pts
Q2 3:02 Offside on SMU, 5 yards · pre-snap +3% CAL +1.0 pts
Q2 2:59 Pass Interference on SMU, 15 yards +2% CAL +0.7 pts
Q3 14:50 Holding on SMU, 10 yards +2% CAL +0.6 pts
Q3 11:08 Holding on California, 10 yards +1% SMU +0.8 pts
Q3 9:28 Face Mask on SMU, 10 yards +4% CAL +1.3 pts
Q3 9:16 Pass Interference on California, 15 yards +3% SMU +1.4 pts
Q3 9:12 False Start on California, 5 yards · pre-snap +1% SMU +0.3 pts
Q3 3:38 Pass Interference on SMU, 15 yards +6% CAL +2.1 pts
Q3 0:55 Holding on California, 10 yards +3% SMU +1.7 pts
Q4 3:32 Personal Foul on California, 7 yards +9% SMU +1.2 pts
Q4 1:54 Pass Interference on SMU, 9 yards +2% CAL +0.3 pts
Q4 0:16 False Start on SMU, 5 yards · pre-snap 0% CAL +0.3 pts

When it happened

California’s chance of winning

As low as 14% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while California was ahead in it, below while SMU was.
#WhenWhat happenedWin probability forNext drive
1 Q1 3:36 Holding on California, 10 yards, wiping out the playJudgment calls +8% SMU SMU: Touchdown
2 Q1 2:13 Pass Interference on California, 15 yardsJudgment calls +5% SMU SMU: Touchdown
3 Q2 1:13 A. Murray missed a 46-yard field goalKicks · 63% expected for him, 2 of 2 from 45+ before +6% SMU CAL: Touchdown
4 Q3 12:06 California converted 3rd & 33rd & 4th downs · 54% expected +5% CAL CAL: Touchdown
5 Q3 3:38 Pass Interference on SMU, 15 yardsJudgment calls +6% CAL CAL: Touchdown
6 Q3 2:37 California converted 3rd & 63rd & 4th downs · 38% expected +7% CAL CAL: Touchdown
7 Q4 5:15 California was stopped on 3rd & 93rd & 4th downs · 29% expected +5% SMU CAL: Punt
8 Q4 3:32 Personal Foul on California, 7 yardsJudgment calls +9% SMU SMU: Touchdown

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

SMU 52% · California 48%

Final margin
California by 3
Luck in points
3.4 for California
Luck-adjusted margin
SMU by 0.4
Replay with same day's form
SMU 82% · California 18% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 14 2025 games · SMU · California

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