luckadjusted
CFB Week 4 · 2026

Week 3 2025 · September 12, 2025

Colorado at Houston, Week 3 2025: who deserved to win?

Houston beat Colorado 36–20, and the replays lean its way: with the same day's form, it wins 7 of 10.

Before kickoff Houston was a 60% favorite. The biggest swing (Q3, 8:22 left): Houston converted 4th & 4, worth 8 points of win probability to Houston.

Final

Colorado Buffaloes 20
Houston Cougars 36

September 12, 2025 · TDECU Stadium · Closing line: Houston −4

Luck index +26 Houston lucky · −26 Colorado

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Colorado wins 3, Houston wins 7.

  1. 1 COLO 21 HOU 7
  2. 2 COLO 34 HOU 27
  3. 3 COLO 37 HOU 34
  4. 4 COLO 13 HOU 16
  5. 5 COLO 10 HOU 16
  6. 6 COLO 24 HOU 34
  7. 7 COLO 7 HOU 20
  8. 8 COLO 14 HOU 31
  9. 9 COLO 6 HOU 28
  10. 10 COLO 3 HOU 33

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Colorado wins 26% of them, Houston 74%, counting the 2% still level after regulation as half each. The line is what actually happened: Houston by 16.

Show as a table
Final margin in the replaysShare of replays
Colorado by 17+5.0%
Colorado by 9–168.1%
Colorado by 1–811.5%
Level after regulation2.3%
Houston by 1–822.4%
Houston by 9–1618.2%
Houston by 17+32.5%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +1.9 points to Houston: the final margin was Houston by 16, without the luck Houston by 14.1. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • E. Sanchez, 52 yds made · 50% expected
  • E. Sanchez, 43 yds made · 67% expected
  • E. Sanchez, 47 yds made · 60% expected
  • E. Sanchez, 35 yds made · 82% expected
  • E. Sanchez, 50 yds missed · 56% expected
  • E. Sanchez, 49 yds made · 57% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Colorado 5 for 40 yards, Houston 4 for 45 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 4:06 Roughing the Passer on Colorado, 5 yards +2% HOU +1.0 pts
Q1 3:47 Delay of Game on Colorado, 5 yards · pre-snap +1% COLO +0.7 pts
Q2 11:13 Pass Interference on Houston, 15 yards +3% COLO +2.7 pts
Q2 1:39 Holding on Colorado, 10 yards +2% HOU +0.6 pts
Q3 10:06 False Start on Houston, 5 yards · pre-snap +1% COLO +0.6 pts
Q3 7:48 Intentional Grounding on Houston, 10 yards +4% COLO +1.4 pts
Q3 3:12 Pass Interference on Colorado, 15 yards +3% HOU +1.3 pts
Q4 5:00 Face Mask on Houston, 15 yards 0% COLO +1.6 pts
Q4 2:49 Illegal Forward Pass on Colorado, 5 yards, wiping out the play +1% HOU +2.6 pts

When it happened

Houston’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Houston was ahead in it, below while Colorado was.
#WhenWhat happenedWin probability forNext drive
1 Q1 6:42 E. Sanchez made a 52-yard field goalKicks · 50% expected for him, 0 of 1 from 45+ before +5% HOU HOU: Touchdown
2 Q1 5:34 Colorado was stopped on 3rd & 23rd & 4th downs · 64% expected +4% HOU COLO: Punt
3 Q2 11:13 Pass Interference on Houston, 15 yardsJudgment calls +3% COLO COLO: Touchdown
4 Q2 9:49 Colorado converted 3rd & 93rd & 4th downs · 29% expected +3% COLO COLO: Touchdown
5 Q2 1:45 E. Sanchez made a 47-yard field goalKicks · 60% expected for him, 1 of 2 from 45+ before +4% COLO HOU: End of half
6 Q3 9:06 Houston was stopped on 3rd & 43rd & 4th downs · 50% expected +4% COLO HOU: Field goal
7 Q3 8:22 Houston converted 4th & 43rd & 4th downs · 49% expected +8% HOU HOU: Field goal
8 Q3 7:48 Intentional Grounding on Houston, 10 yardsJudgment calls +4% COLO COLO: Punt

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Colorado 2% · Houston 98%

Final margin
Houston by 16
Luck in points
1.9 for Houston
Luck-adjusted margin
Houston by 14.1
Replay with same day's form
Colorado 26% · Houston 74% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 3 2025 games · Colorado · Houston

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