luckadjusted
CFB Week 4 · 2026

Week 5 2025 · September 27, 2025

San Diego State at Northern Illinois, Week 5 2025: who deserved to win?

San Diego State beat Northern Illinois 6–3, and the replays back it up: with the way both teams actually played, San Diego State wins 8 of 10. Northern Illinois had the bounces: 3rd & 4th downs alone were worth 11 points of win probability to Northern Illinois.

Before kickoff San Diego State was a 54% favorite. The biggest swing (Q4, 6:48 left): Personal Foul on San Diego State, 15 yards, wiping out the play, worth 31 points of win probability to Northern Illinois.

Final

San Diego State Aztecs 6
Northern Illinois Huskies 3

September 27, 2025 · Huskie Stadium · Closing line: San Diego State −1.5

Luck index +18 San Diego State about even · −18 Northern Illinois

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. San Diego State wins 8, Northern Illinois wins 2.

  1. 1 SDSU 30 NIU 0
  2. 2 SDSU 28 NIU 7
  3. 3 SDSU 17 NIU 0
  4. 4 SDSU 14 NIU 0
  5. 5 SDSU 21 NIU 9
  6. 6 SDSU 10 NIU 0
  7. 7 SDSU 17 NIU 10
  8. 8 SDSU 10 NIU 7
  9. 9 SDSU 0 NIU 3
  10. 10 SDSU 7 NIU 17

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

San Diego State wins 82% of them, Northern Illinois 18%, counting the 6% still level after regulation as half each. The line is what actually happened: San Diego State by 3.

Show as a table
Final margin in the replaysShare of replays
San Diego State by 17+27.5%
San Diego State by 9–1626.0%
San Diego State by 1–823.2%
Level after regulation5.9%
Northern Illinois by 1–811.5%
Northern Illinois by 9–164.6%
Northern Illinois by 17+1.2%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.7 points to Northern Illinois: the final margin was San Diego State by 3, without the luck San Diego State by 3.7. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • A. Glass, 31 yds made · 86% expected
  • G. Plascencia, 30 yds made · 90% expected
  • G. Plascencia, 25 yds made · 94% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: San Diego State 5 for 50 yards, Northern Illinois 7 for 60 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 13:29 Ineligible Downfield on Northern Illinois, 5 yards +1% SDSU +0.7 pts
Q1 5:19 Pass Interference on Northern Illinois, 15 yards +2% SDSU +0.9 pts
Q1 2:08 Holding on San Diego State, 10 yards +2% NIU +1.0 pts
Q2 7:12 Offside on San Diego State, 5 yards · pre-snap +1% NIU +0.4 pts
Q2 4:17 False Start on San Diego State, 5 yards · pre-snap +2% NIU +0.6 pts
Q2 3:04 False Start on Northern Illinois, 5 yards · pre-snap +1% SDSU +0.3 pts
Q2 1:07 Pass Interference on San Diego State, 15 yards +2% NIU +0.7 pts
Q4 7:39 Holding on Northern Illinois, 10 yards +3% SDSU +0.6 pts
Q4 6:48 Personal Foul on San Diego State, 15 yards, wiping out the play +31% NIU +5.1 pts
Q4 2:38 False Start on Northern Illinois, 5 yards · pre-snap +3% SDSU +0.3 pts
Q4 1:10 Personal Foul on Northern Illinois, 15 yards +13% SDSU +1.6 pts
Q4 0:49 Offside on Northern Illinois, 5 yards · pre-snap +10% SDSU +1.6 pts

When it happened

Northern Illinois’s chance of winning

As low as 0% and as high as 64%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Northern Illinois was ahead in it, below while San Diego State was.
#WhenWhat happenedWin probability forNext drive
1 Q2 9:19 San Diego State was stopped on 4th & 13rd & 4th downs · 74% expected +9% NIU SDSU: Punt
2 Q3 7:21 San Diego State was stopped on 3rd & 13rd & 4th downs · 74% expected +6% NIU SDSU: Punt
3 Q4 8:32 San Diego State was stopped on 3rd & 13rd & 4th downs · 74% expected +9% NIU SDSU: Turnover
4 Q4 6:53 Northern Illinois was stopped on 3rd & 93rd & 4th downs · 25% expected +6% SDSU NIU: Turnover on downs
5 Q4 6:48 Personal Foul on San Diego State, 15 yards, wiping out the playJudgment calls +31% NIU NIU: Turnover on downs
6 Q4 3:19 San Diego State was stopped on 3rd & 23rd & 4th downs · 60% expected +11% NIU SDSU: Punt
7 Q4 1:10 Personal Foul on Northern Illinois, 15 yardsJudgment calls +13% SDSU SDSU: Field goal
8 Q4 0:49 Offside on Northern Illinois, 5 yardsPre-snap flags +10% SDSU SDSU: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

San Diego State 74% · Northern Illinois 26%

Final margin
San Diego State by 3
Luck in points
0.7 for Northern Illinois
Luck-adjusted margin
San Diego State by 3.7
Replay with same day's form
San Diego State 82% · Northern Illinois 18% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 5 2025 games · San Diego State · Northern Illinois

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